Wafa AssuranceCAS:WAA 69 Pretax Margin % is 12.59% as of Dec. 2025, which is 59% above its 10-year median of 7.94. GuruFocus rates CAS:WAA with a GF Score™ of 69/100 and a GF Value™ of MAD6,397.25 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 501 Insurance companies, Wafa Assurance ranks better than 57.09% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Wafa Assurance Pretax Margin % Related Terms
Wafa Assurance Pretax Margin % Historical Data
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The historical data trend for Wafa Assurance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
CAS:WAA vs FNF, AXS, FAF: Pretax Margin % Comparison
For the Insurance - Specialty subindustry, Wafa Assurance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wafa Assurance Pretax Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Wafa Assurance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Wafa Assurance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wafa Assurance (CAS:WAA) has a Pretax Margin % of 12.59% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Wafa Assurance and its competitors. This is 59% above median its historical median of 7.94. Over the past decade, Wafa Assurance's Pretax Margin % has ranged from 4.31 to 15.74. According to the industry distribution chart, Wafa Assurance ranks #215 out of 501 companies in the Insurance industry, placing it in the top 42.9%.
Is Wafa Assurance's Pretax Margin % too high?
Wafa Assurance's current Pretax Margin % of 12.59% is 59% above median its 10-year median of 7.94. Over the past 10 years, this metric has ranged from a low of 4.31 to a high of 15.74. The Insurance industry median Pretax Margin % is 12.04. Wafa Assurance's value of 12.59% is 4.6% above this industry median. Based on the distribution chart, Wafa Assurance ranks #215 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Wafa Assurance has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's Pretax Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Wafa Assurance ranks #215 out of 501 companies for Pretax Margin %. This puts Wafa Assurance in the upper half of its industry. The industry median Pretax Margin % is 12.04. Wafa Assurance's value of 12.59% is 4.6% above this benchmark. Historically, Wafa Assurance's own Pretax Margin % has ranged from 4.31 to 15.74 over the past decade. While the company's 10-year median is 7.94 vs. the industry median of 12.04, Wafa Assurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for an Insurance company?
The median Pretax Margin % among Insurance companies is 12.04, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wafa Assurance's current Pretax Margin % of 12.59% is 4.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Wafa Assurance and its competitors. For the Insurance industry, the median Pretax Margin % is 12.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current Pretax Margin % is 12.59%, which is 59% above median its own 10-year median of 7.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,397.25, compared to a current price of MAD5,620.00 — trading 12.1% below its estimated fair value. The current Pretax Margin % is 12.59%, which is 59% above median its 10-year median of 7.94 and 4.6% above the Insurance industry median of 12.04. Wafa Assurance's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current Pretax Margin % is 12.59% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wafa Assurance (CAS:WAA) Overvalued in 2026?
Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued.
The current stock price of MAD5,620.00 is trading 12.1% below its estimated GF Value™ of MAD6,397.25.
GuruFocus considers Wafa Assurance to be Modestly Undervalued.
Key valuation signals for CAS:WAA:
Pretax Margin %: 12.59% (59% above median its 10-year median of 7.94)
GF Value™: MAD6,397.25 vs. price of MAD5,620.00 (12.1% below fair value)
Industry Position: 4.6% above the Insurance median (#215 of 501)
No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
69GF Score
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