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Wafa AssuranceCAS:WAA -7.50%66 3-Year EPS without NRI Growth Rate is 9.70% as of Dec. 2025, which is 113% above its 10-year median of 4.55. GuruFocus rates CAS:WAA with a GF Score™ of 66/100 and a GF Value™ of MAD6,947.34 (Significantly Undervalued). The stock has 3 warning signs investors should review. Among 399 Insurance companies, Wafa Assurance ranks worse than 60.9% on this metric.
During the past 12 months, Wafa Assurance's average EPS without NRI Growth Rate was 11.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 9.70% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 19.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Wafa Assurance was 29.70% per year. The lowest was 1.20% per year. And the median was 4.55% per year.
Wafa Assurance (CAS:WAA) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Wafa Assurance 3-Year EPS without NRI Growth Rate Related Terms
CAS:WAA vs FNF, RYAN, FAF: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Specialty subindustry, Wafa Assurance's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wafa Assurance 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Wafa Assurance's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Wafa Assurance's 3-Year EPS without NRI Growth Rate falls into.
Wafa Assurance 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 9.70% mean?
Wafa Assurance (CAS:WAA) has a 3-Year EPS without NRI Growth Rate of 9.70% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Wafa Assurance and its competitors. This is 113% above median its historical median of 4.55. Over the past decade, Wafa Assurance's 3-Year EPS without NRI Growth Rate has ranged from 1.20 to 29.70. According to the industry distribution chart, Wafa Assurance ranks #243 out of 399 companies in the Insurance industry, placing it in the top 60.9%.
Is Wafa Assurance's 3-Year EPS without NRI Growth Rate too high?
Wafa Assurance's current 3-Year EPS without NRI Growth Rate of 9.70% is 113% above median its 10-year median of 4.55. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 29.70. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.30. Wafa Assurance's value of 9.70% is 40.5% below this industry median. Based on the distribution chart, Wafa Assurance ranks #243 out of 399 companies in the Insurance industry, which is below the industry midpoint. Overall, Wafa Assurance has a GF Score™ of 66/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's 3-Year EPS without NRI Growth Rate compare to FNF and RYAN?
According to the Insurance industry distribution chart, Wafa Assurance ranks #243 out of 399 companies for 3-Year EPS without NRI Growth Rate. This places Wafa Assurance in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.30. Wafa Assurance's value of 9.70% is 40.5% below this benchmark. Historically, Wafa Assurance's own 3-Year EPS without NRI Growth Rate has ranged from 1.20 to 29.70 over the past decade. While the company's 10-year median is 4.55 vs. the industry median of 16.30, Wafa Assurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.30, based on 399 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wafa Assurance's current 3-Year EPS without NRI Growth Rate of 9.70% is 40.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Wafa Assurance and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current 3-Year EPS without NRI Growth Rate is 9.70%, which is 113% above median its own 10-year median of 4.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Significantly Undervalued. The stock's GF Value™ is MAD6,947.34, compared to a current price of MAD4,810.00 — trading 30.8% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 9.70%, which is 113% above median its 10-year median of 4.55 and 40.5% below the Insurance industry median of 16.30. Wafa Assurance's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current 3-Year EPS without NRI Growth Rate is 9.70% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wafa Assurance (CAS:WAA) Overvalued in 2026?
Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued.
The current stock price of MAD4,810.00 is trading 30.8% below its estimated GF Value™ of MAD6,947.34.
GuruFocus considers Wafa Assurance to be Significantly Undervalued.
Key valuation signals for CAS:WAA:
3-Year EPS without NRI Growth Rate: 9.70% (113% above median its 10-year median of 4.55)
GF Value™: MAD6,947.34 vs. price of MAD4,810.00 (30.8% below fair value)
Industry Position: 40.5% below the Insurance median (#243 of 399)
No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
66GF Score
Get the complete analysis for CAS:WAA
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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