Wafa Assurance (CAS:WAA) FCF Margin %: 62.32% (As of Dec. 2025) — 99% Above Median


CAS:WAA Wafa Assurance SA CAS:WAA
69 GF Score
Price MAD5,620.00
GF Value MAD6,395.89
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Wafa Assurance FCF Margin %?

Wafa Assurance CAS:WAA 69 FCF Margin % is 62.32% as of Dec. 2025, which is 99% above its 10-year median of 31.27. GuruFocus rates CAS:WAA with a GF Score™ of 69/100 and a GF Value™ of MAD6,395.89 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 502 Insurance companies, Wafa Assurance ranks better than 93.23% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Wafa Assurance's Free Cash Flow for the six months ended in Dec. 2025 was MAD2,809 Mil. Wafa Assurance's Revenue for the six months ended in Dec. 2025 was MAD4,507 Mil. Therefore, Wafa Assurance's FCF Margin % for the quarter that ended in Dec. 2025 was 62.32%.

As of today, Wafa Assurance's current FCF Yield % is 26.52%.

The historical rank and industry rank for Wafa Assurance's FCF Margin % or its related term are showing as below:

CAS:WAA' s FCF Margin % Range Over the Past 10 Years
Min: 19.1   Med: 31.27   Max: 49.95
Current: 49.95


During the past 13 years, the highest FCF Margin % of Wafa Assurance was 49.95%. The lowest was 19.10%. And the median was 31.27%.

CAS:WAA's FCF Margin % is ranked better than
93.23% of 502 companies
in the Insurance industry
Industry Median: 9.63 vs CAS:WAA: 49.95


Wafa Assurance FCF Margin % Related Terms


Wafa Assurance FCF Margin % Historical Data

* Premium members only.

The historical data trend for Wafa Assurance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Wafa Assurance FCF Margin % Chart

Wafa Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 29.25 19.10 26.39 35.10 49.95

Wafa Assurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.24 10.32 60.04 38.07 62.32

CAS:WAA vs FNF, AXS, FAF: FCF Margin % Comparison

For the Insurance - Specialty subindustry, Wafa Assurance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wafa Assurance FCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Wafa Assurance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Wafa Assurance's FCF Margin % falls into.


CAS:WAA
69GF Score
Wafa Assurance SA CAS:WAA
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Wafa Assurance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Wafa Assurance's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=4594.404/9198.228
=49.95 %

Wafa Assurance's FCF Margin for the quarter that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=2808.633/4507.099
=62.32 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 62.32% mean?
Wafa Assurance (CAS:WAA) has a FCF Margin % of 62.32% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wafa Assurance and its competitors. This is 99% above median its historical median of 31.27. Over the past decade, Wafa Assurance's FCF Margin % has ranged from 19.10 to 49.95. According to the industry distribution chart, Wafa Assurance ranks #34 out of 502 companies in the Insurance industry, placing it in the top 6.8%.
Is Wafa Assurance's FCF Margin % too high?
Wafa Assurance's current FCF Margin % of 62.32% is 99% above median its 10-year median of 31.27. Over the past 10 years, this metric has ranged from a low of 19.10 to a high of 49.95. The Insurance industry median FCF Margin % is 9.63. Wafa Assurance's value of 62.32% is 547.1% above this industry median. Based on the distribution chart, Wafa Assurance ranks #34 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Wafa Assurance has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's FCF Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Wafa Assurance ranks #34 out of 502 companies for FCF Margin %. This places Wafa Assurance in the top 7% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 9.63. Wafa Assurance's value of 62.32% is 547.1% above this benchmark. Historically, Wafa Assurance's own FCF Margin % has ranged from 19.10 to 49.95 over the past decade. While the company's 10-year median is 31.27 vs. the industry median of 9.63, Wafa Assurance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.63, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wafa Assurance's current FCF Margin % of 62.32% is 547.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Wafa Assurance and its competitors. For the Insurance industry, the median FCF Margin % is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current FCF Margin % is 62.32%, which is 99% above median its own 10-year median of 31.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,395.89, compared to a current price of MAD5,620.00 — trading 12.1% below its estimated fair value. The current FCF Margin % is 62.32%, which is 99% above median its 10-year median of 31.27 and 547.1% above the Insurance industry median of 9.63. Wafa Assurance's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current FCF Margin % is 62.32% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wafa Assurance (CAS:WAA) Overvalued in 2026?

Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued. The current stock price of MAD5,620.00 is trading 12.1% below its estimated GF Value™ of MAD6,395.89. GuruFocus considers Wafa Assurance to be Modestly Undervalued.

Key valuation signals for CAS:WAA:

  • FCF Margin %: 62.32% (99% above median its 10-year median of 31.27)
  • GF Value™: MAD6,395.89 vs. price of MAD5,620.00 (12.1% below fair value)
  • GF Score™: 69/100 with 3 warning signs
  • Industry Position: 547.1% above the Insurance median (#34 of 502)

No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wafa Assurance Business Description

Address 1 bd Abdelmoumen, Casablanca, MAR, 20100
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
69GF Score

Get the complete analysis for CAS:WAA

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD5,620.00
Price
MAD6,395.89
GF Value