Wafa Assurance (CAS:WAA) Interest Coverage: 0 (At Loss) (As of Dec. 2025)


CAS:WAA Wafa Assurance SA CAS:WAA
69 GF Score
Price MAD5,620.00
GF Value MAD6,397.25
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Wafa Assurance Interest Coverage?

Wafa Assurance CAS:WAA 69 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates CAS:WAA with a GF Score™ of 69/100 and a GF Value™ of MAD6,397.25 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 351 Insurance companies, Wafa Assurance ranks worse than 284900% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's EBIT by its Interest Expense. Wafa Assurance's EBIT for the six months ended in Dec. 2025 was MAD0 Mil. Wafa Assurance's Interest Expense for the six months ended in Dec. 2025 was MAD-41 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Wafa Assurance's Interest Coverage or its related term are showing as below:


CAS:WAA's Interest Coverage is not ranked *
in the Insurance industry.
Industry Median: 16.23
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Wafa Assurance  (CAS:WAA) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Wafa Assurance Interest Coverage Related Terms


Wafa Assurance Interest Coverage Historical Data

* Premium members only.

The historical data trend for Wafa Assurance's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Wafa Assurance Interest Coverage Chart

Wafa Assurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Wafa Assurance Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

CAS:WAA vs FNF, AXS, FAF: Interest Coverage Comparison

For the Insurance - Specialty subindustry, Wafa Assurance's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Wafa Assurance Interest Coverage vs Insurance Industry

For the Insurance industry and Financial Services sector, Wafa Assurance's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Wafa Assurance's Interest Coverage falls into.


CAS:WAA
69GF Score
Wafa Assurance SA CAS:WAA
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Wafa Assurance Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and EBIT is positive, then

Interest Coverage=-1* EBIT /Interest Expense

Else if Interest Expense is negative and EBIT is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Wafa Assurance's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Wafa Assurance's Interest Expense was MAD-1,019 Mil. Its EBIT was MAD0 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD0 Mil.

Wafa Assurance's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Wafa Assurance's Interest Expense was MAD-41 Mil. Its EBIT was MAD0 Mil. And its Long-Term Debt & Capital Lease Obligation was MAD0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Wafa Assurance (CAS:WAA) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wafa Assurance and its competitors. According to the industry distribution chart, Wafa Assurance ranks #999999 out of 351 companies in the Insurance industry.
Is Wafa Assurance's Interest Coverage too high?
Wafa Assurance's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Wafa Assurance ranks #999999 out of 351 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Wafa Assurance has a GF Score™ of 69/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's Interest Coverage compare to FNF and AXS?
According to the Insurance industry distribution chart, Wafa Assurance ranks #999999 out of 351 companies for Interest Coverage. This places Wafa Assurance in the lower half of its industry. The industry median Interest Coverage is 16.23. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Wafa Assurance and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,397.25, compared to a current price of MAD5,620.00 — trading 12.1% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Wafa Assurance's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wafa Assurance (CAS:WAA) Overvalued in 2026?

Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued. The current stock price of MAD5,620.00 is trading 12.1% below its estimated GF Value™ of MAD6,397.25. GuruFocus considers Wafa Assurance to be Modestly Undervalued.

Key valuation signals for CAS:WAA:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: MAD6,397.25 vs. price of MAD5,620.00 (12.1% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Wafa Assurance Business Description

Address 1 bd Abdelmoumen, Casablanca, MAR, 20100
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
69GF Score

Get the complete analysis for CAS:WAA

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD5,620.00
Price
MAD6,397.25
GF Value