Commercial Bank of Dubai PSC (DFM:CBD) Net Loan: د.إ94,968 Mil (As of Mar. 2026)

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DFM:CBD Commercial Bank of Dubai PSC DFM:CBD
77 GF Score
Price د.إ9.45
GF Value د.إ8.06
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Commercial Bank of Dubai PSC Net Loan?

Commercial Bank of Dubai PSC DFM:CBD 77 Net Loan is د.إ94,968 Mil as of Mar. 2026. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.06 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Commercial Bank of Dubai PSC's quarterly net loan declined from Sep. 2025 (د.إ98,489 Mil) to Dec. 2025 (د.إ93,534 Mil) but then increased from Dec. 2025 (د.إ93,534 Mil) to Mar. 2026 (د.إ94,968 Mil).

Commercial Bank of Dubai PSC's annual net loan increased from Dec. 2023 (د.إ75,237 Mil) to Dec. 2024 (د.إ93,534 Mil) and increased from Dec. 2024 (د.إ93,534 Mil) to Dec. 2025 (د.إ94,968 Mil).

Commercial Bank of Dubai PSC Net Loan Historical Data

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The historical data trend for Commercial Bank of Dubai PSC's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank of Dubai PSC Net Loan Chart

Commercial Bank of Dubai PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 67,244.03 65,452.37 75,236.74 85,993.66 93,533.56

Commercial Bank of Dubai PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89,274.17 93,210.07 98,488.93 93,533.56 94,968.47
DFM:CBD
77GF Score
Commercial Bank of Dubai PSC DFM:CBD
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bank of Dubai PSC Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of د.إ94,968 Mil mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a Net Loan of د.إ94,968 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Commercial Bank of Dubai PSC and its competitors.
Is Commercial Bank of Dubai PSC's Net Loan too high?
Commercial Bank of Dubai PSC's current Net Loan is د.إ94,968 Mil. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's Net Loan compare to competitors?
Commercial Bank of Dubai PSC's Net Loan of د.إ94,968 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Commercial Bank of Dubai PSC and its competitors. Commercial Bank of Dubai PSC's current Net Loan is د.إ94,968 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.06, compared to a current price of د.إ9.45 — trading 17.2% above its estimated fair value. The current Net Loan is د.إ94,968 Mil. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current Net Loan is د.إ94,968 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued. The current stock price of د.إ9.45 is trading 17.2% above its estimated GF Value™ of د.إ8.06. GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.

Key valuation signals for DFM:CBD:

  • Net Loan: د.إ94,968 Mil
  • GF Value™: د.إ8.06 vs. price of د.إ9.45 (17.2% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commercial Bank of Dubai PSC Business Description

Address Al Ittihad Street, P.O. Box 2668, Dubai, ARE
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score

Get the complete analysis for DFM:CBD

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.45
Price
د.إ8.06
GF Value