Commercial Bank of Dubai PSCDFM:CBD +0.53%77 Peter Lynch Fair Value is د.إ9.77 as of Jul. 12, 2026, which is 100% below its 10-year median of 0.90. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.06 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 871 Banks companies, Commercial Bank of Dubai PSC ranks better than 61.54% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Commercial Bank of Dubai PSC's PEG is 1. Commercial Bank of Dubai PSC's 5-Year TTM Book Value Growth Rate is 8.65.
Commercial Bank of Dubai PSC's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ1.13. Therefore, the Peter Lynch Fair Value for today is د.إ9.77.
The historical rank and industry rank for Commercial Bank of Dubai PSC's Peter Lynch Fair Value or its related term are showing as below:
DFM:CBD'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.5 Med: 0.9 Max: 2.16
Current: 0.92
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Commercial Bank of Dubai PSC was 2.16. The lowest was 0.50. And the median was 0.90.
DFM:CBD's Price-to-Peter-Lynch-Fair-Value is ranked better than 61.54% of 871
companies
in the Banks industry
Industry Median: 1.11
vs DFM:CBD: 0.92
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
Commercial Bank of Dubai PSC (DFM:CBD) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.65 instead of 15 in this case.
Commercial Bank of Dubai PSC's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
9.40
/
9.77
=
0.96
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC Peter Lynch Fair Value Related Terms
Commercial Bank of Dubai PSC Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC Peter Lynch Fair Value Chart
Commercial Bank of Dubai PSC Peter Lynch Fair Value Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC Price-to-Peter-Lynch-Fair-Value vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's Price-to-Peter-Lynch-Fair-Value falls into.
Commercial Bank of Dubai PSC's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was د.إ1.13.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
What does a Peter Lynch Fair Value of د.إ9.77 mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a Peter Lynch Fair Value of د.إ9.77 as of Jul. 12, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Commercial Bank of Dubai PSC and its competitors. This is near median its historical median of 0.90. Over the past decade, Commercial Bank of Dubai PSC's Peter Lynch Fair Value has ranged from 0.50 to 2.16. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #335 out of 871 companies in the Banks industry, placing it in the top 38.5%.
Is Commercial Bank of Dubai PSC's Peter Lynch Fair Value too high?
Commercial Bank of Dubai PSC's current Peter Lynch Fair Value of د.إ9.77 is near median its 10-year median of 0.90. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 2.16. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #335 out of 871 companies in the Banks industry, which is above the industry midpoint. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #335 out of 871 companies for Peter Lynch Fair Value. This puts Commercial Bank of Dubai PSC in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.11. Historically, Commercial Bank of Dubai PSC's own Peter Lynch Fair Value has ranged from 0.50 to 2.16 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.11, based on 871 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current Peter Lynch Fair Value is د.إ9.77, which is near median its own 10-year median of 0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.06, compared to a current price of د.إ9.40 — trading 16.6% above its estimated fair value. The current Peter Lynch Fair Value is د.إ9.77, which is near median its 10-year median of 0.90. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current Peter Lynch Fair Value is د.إ9.77 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.40 is trading 16.6% above its estimated GF Value™ of د.إ8.06.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
Peter Lynch Fair Value: د.إ9.77 (near median its 10-year median of 0.90)
GF Value™: د.إ8.06 vs. price of د.إ9.40 (16.6% above fair value)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score
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Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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