Commercial Bank of Dubai PSCDFM:CBD +0.53%77 5-Year Yield-on-Cost % is 18.13 as of Jul. 10, 2026, which is 20% above its 10-year median of 15.15. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.06 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,253 Banks companies, Commercial Bank of Dubai PSC ranks better than 94.49% on this metric.
The historical rank and industry rank for Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost % or its related term are showing as below:
DFM:CBD'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 9.27 Med: 15.15 Max: 21.4
Current: 18.13
During the past 13 years, Commercial Bank of Dubai PSC's highest Yield on Cost was 21.40. The lowest was 9.27. And the median was 15.15.
DFM:CBD's 5-Year Yield-on-Cost % is ranked better than 94.49% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs DFM:CBD: 18.13
Commercial Bank of Dubai PSC (DFM:CBD) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Commercial Bank of Dubai PSC 5-Year Yield-on-Cost % Related Terms
Commercial Bank of Dubai PSC 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost % falls into.
Commercial Bank of Dubai PSC 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Commercial Bank of Dubai PSC (DFM:CBD) has a 5-Year Yield-on-Cost % of 18.13 as of Jul. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Commercial Bank of Dubai PSC and its competitors. This is 20% above median its historical median of 15.15. Over the past decade, Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost % has ranged from 9.27 to 21.40. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #69 out of 1253 companies in the Banks industry, placing it in the top 5.5%.
Is Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost % too high?
Commercial Bank of Dubai PSC's current 5-Year Yield-on-Cost % of 18.13 is 20% above median its 10-year median of 15.15. Over the past 10 years, this metric has ranged from a low of 9.27 to a high of 21.40. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Commercial Bank of Dubai PSC's value of 18.13 is 366.1% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #69 out of 1253 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #69 out of 1253 companies for 5-Year Yield-on-Cost %. This places Commercial Bank of Dubai PSC in the top 6% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.89. Commercial Bank of Dubai PSC's value of 18.13 is 366.1% above this benchmark. Historically, Commercial Bank of Dubai PSC's own 5-Year Yield-on-Cost % has ranged from 9.27 to 21.40 over the past decade. While the company's 10-year median is 15.15 vs. the industry median of 3.89, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current 5-Year Yield-on-Cost % of 18.13 is 366.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current 5-Year Yield-on-Cost % is 18.13, which is 20% above median its own 10-year median of 15.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.06, compared to a current price of د.إ9.40 — trading 16.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 18.13, which is 20% above median its 10-year median of 15.15 and 366.1% above the Banks industry median of 3.89. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current 5-Year Yield-on-Cost % is 18.13 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.40 is trading 16.6% above its estimated GF Value™ of د.إ8.06.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
5-Year Yield-on-Cost %: 18.13 (20% above median its 10-year median of 15.15)
GF Value™: د.إ8.06 vs. price of د.إ9.40 (16.6% above fair value)
Industry Position: 366.1% above the Banks median (#69 of 1253)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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