Commercial Bank of Dubai PSC (DFM:CBD) OCF Margin %: -202.76% (As of Mar. 2026)


DFM:CBD Commercial Bank of Dubai PSC DFM:CBD
77 GF Score
Price د.إ9.24
GF Value د.إ8.07
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Commercial Bank of Dubai PSC OCF Margin %?

Commercial Bank of Dubai PSC DFM:CBD -0.32% 77 OCF Margin % is -202.76% as of Mar. 2026. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.07 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Commercial Bank of Dubai PSC ranks better than 88.4% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Commercial Bank of Dubai PSC's Cash Flow from Operations for the three months ended in Mar. 2026 was د.إ-2,953 Mil. Commercial Bank of Dubai PSC's Revenue for the three months ended in Mar. 2026 was د.إ1,456 Mil. Therefore, Commercial Bank of Dubai PSC's OCF Margin % for the quarter that ended in Mar. 2026 was -202.76%.

As of today, Commercial Bank of Dubai PSC's current OCF Yield % is 28.19%.

The historical rank and industry rank for Commercial Bank of Dubai PSC's OCF Margin % or its related term are showing as below:

DFM:CBD' s OCF Margin % Range Over the Past 10 Years
Min: -69.52   Med: 79.51   Max: 178.42
Current: 129.5


During the past 13 years, the highest OCF Margin % of Commercial Bank of Dubai PSC was 178.42%. The lowest was -69.52%. And the median was 79.51%.

DFM:CBD's OCF Margin % is ranked better than
88.4% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs DFM:CBD: 129.50


Commercial Bank of Dubai PSC OCF Margin % Related Terms


Commercial Bank of Dubai PSC OCF Margin % Historical Data

* Premium members only.

The historical data trend for Commercial Bank of Dubai PSC's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank of Dubai PSC OCF Margin % Chart

Commercial Bank of Dubai PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 109.57 74.54 12.86 33.80 163.83

Commercial Bank of Dubai PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -75.15 299.54 207.10 204.83 -202.76

Commercial Bank of Dubai PSC OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank of Dubai PSC OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Commercial Bank of Dubai PSC's OCF Margin % falls into.


DFM:CBD
77GF Score
Commercial Bank of Dubai PSC DFM:CBD
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bank of Dubai PSC OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Commercial Bank of Dubai PSC's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=9698.959/5920.025
=163.83 %

Commercial Bank of Dubai PSC's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-2952.522/1456.148
=-202.76 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -202.76% mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a OCF Margin % of -202.76% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commercial Bank of Dubai PSC and its competitors. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #174 out of 1500 companies in the Banks industry, placing it in the top 11.6%.
Is Commercial Bank of Dubai PSC's OCF Margin % too high?
Commercial Bank of Dubai PSC's current OCF Margin % is -202.76%. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #174 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #174 out of 1500 companies for OCF Margin %. This places Commercial Bank of Dubai PSC in the top 12% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current OCF Margin % is -202.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.07, compared to a current price of د.إ9.24 — trading 14.5% above its estimated fair value. The current OCF Margin % is -202.76%. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current OCF Margin % is -202.76% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued. The current stock price of د.إ9.24 is trading 14.5% above its estimated GF Value™ of د.إ8.07. GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.

Key valuation signals for DFM:CBD:

  • OCF Margin %: -202.76%
  • GF Value™: د.إ8.07 vs. price of د.إ9.24 (14.5% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank of Dubai PSC Business Description

Address Al Ittihad Street, P.O. Box 2668, Dubai, ARE
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score

Get the complete analysis for DFM:CBD

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.24
Price
د.إ8.07
GF Value