Commercial Bank of Dubai PSC (DFM:CBD) GF Value Rank: 3 (As of Jul. 11, 2026) — 63% Below Median


DFM:CBD Commercial Bank of Dubai PSC DFM:CBD
77 GF Score
Price د.إ9.40
GF Value د.إ8.06
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Commercial Bank of Dubai PSC GF Value Rank?

Commercial Bank of Dubai PSC DFM:CBD +0.53% 77 GF Value Rank is 3 as of Jul. 11, 2026, which is 63% below its 10-year median of 8.00. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.06 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Commercial Bank of Dubai PSC has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Commercial Bank of Dubai PSC GF Value Rank Related Terms


Commercial Bank of Dubai PSC GF Value Rank Competitor Comparison

For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank of Dubai PSC GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Commercial Bank of Dubai PSC's GF Value Rank falls into.


DFM:CBD
77GF Score
Commercial Bank of Dubai PSC DFM:CBD
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a GF Value Rank of 3 as of Jul. 11, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Commercial Bank of Dubai PSC and its competitors. This is 63% below median its historical median of 8.00. Over the past decade, Commercial Bank of Dubai PSC's GF Value Rank has ranged from 1.00 to 10.00.
Is Commercial Bank of Dubai PSC's GF Value Rank too high?
Commercial Bank of Dubai PSC's current GF Value Rank of 3 is 63% below median its 10-year median of 8.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's GF Value Rank compare to competitors?
Commercial Bank of Dubai PSC's GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, Commercial Bank of Dubai PSC's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Commercial Bank of Dubai PSC and its competitors. Commercial Bank of Dubai PSC's current GF Value Rank is 3, which is 63% below median its own 10-year median of 8.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.06, compared to a current price of د.إ9.40 — trading 16.6% above its estimated fair value. The current GF Value Rank is 3, which is 63% below median its 10-year median of 8.00. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current GF Value Rank is 3 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued. The current stock price of د.إ9.40 is trading 16.6% above its estimated GF Value™ of د.إ8.06. GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.

Key valuation signals for DFM:CBD:

  • GF Value Rank: 3 (63% below median its 10-year median of 8.00)
  • GF Value™: د.إ8.06 vs. price of د.إ9.40 (16.6% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank of Dubai PSC Business Description

Address Al Ittihad Street, P.O. Box 2668, Dubai, ARE
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score

Get the complete analysis for DFM:CBD

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.40
Price
د.إ8.06
GF Value