The historical rank and industry rank for Commercial Bank of Dubai PSC's Net Margin % or its related term are showing as below:
DFM:CBD'
s Net Margin % Range Over the Past 10 Years
Min: 37.61 Med: 45.99 Max: 59.12
Current: 58.32
DFM:CBD's Net Margin % is ranked better than 97.25% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs DFM:CBD: 58.32
Commercial Bank of Dubai PSC (DFM:CBD) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Commercial Bank of Dubai PSC Net Margin % Related Terms
Commercial Bank of Dubai PSC Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC (DFM:CBD) has a Net Margin % of 57.00% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Commercial Bank of Dubai PSC and its competitors. This is 24% above median its historical median of 45.99. Over the past decade, Commercial Bank of Dubai PSC's Net Margin % has ranged from 37.61 to 59.12. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #42 out of 1526 companies in the Banks industry, placing it in the top 2.8%.
Is Commercial Bank of Dubai PSC's Net Margin % too high?
Commercial Bank of Dubai PSC's current Net Margin % of 57.00% is 24% above median its 10-year median of 45.99. Over the past 10 years, this metric has ranged from a low of 37.61 to a high of 59.12. The Banks industry median Net Margin % is 26.97. Commercial Bank of Dubai PSC's value of 57.00% is 111.3% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #42 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #42 out of 1526 companies for Net Margin %. This places Commercial Bank of Dubai PSC in the top 3% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. Commercial Bank of Dubai PSC's value of 57.00% is 111.3% above this benchmark. Historically, Commercial Bank of Dubai PSC's own Net Margin % has ranged from 37.61 to 59.12 over the past decade. While the company's 10-year median is 45.99 vs. the industry median of 26.97, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current Net Margin % of 57.00% is 111.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current Net Margin % is 57.00%, which is 24% above median its own 10-year median of 45.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.07, compared to a current price of د.إ9.24 — trading 14.5% above its estimated fair value. The current Net Margin % is 57.00%, which is 24% above median its 10-year median of 45.99 and 111.3% above the Banks industry median of 26.97. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current Net Margin % is 57.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.24 is trading 14.5% above its estimated GF Value™ of د.إ8.07.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
Net Margin %: 57.00% (24% above median its 10-year median of 45.99)
GF Value™: د.إ8.07 vs. price of د.إ9.24 (14.5% above fair value)
Industry Position: 111.3% above the Banks median (#42 of 1526)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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