Commercial Bank of Dubai PSC (DFM:CBD) EV-to-OCF: -73.64 (As of Aug. 02, 2026)

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Director of Data and Quant Analytics at GuruFocus
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DFM:CBD Commercial Bank of Dubai PSC DFM:CBD
71 GF Score
Price د.إ9.90
GF Value د.إ8.33
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Commercial Bank of Dubai PSC EV-to-OCF?

Commercial Bank of Dubai PSC DFM:CBD +5.88% 71 EV-to-OCF is -73.64 as of Aug. 02, 2026. GuruFocus rates DFM:CBD with a GF Score™ of 71/100 and a GF Value™ of د.إ8.33 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,500 Banks companies, Commercial Bank of Dubai PSC ranks better than 98.13% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Commercial Bank of Dubai PSC's Enterprise Value is د.إ18,801 Mil. Commercial Bank of Dubai PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ-255 Mil. Therefore, Commercial Bank of Dubai PSC's EV-to-OCF for today is -73.64.

The historical rank and industry rank for Commercial Bank of Dubai PSC's EV-to-OCF or its related term are showing as below:

DFM:CBD' s EV-to-OCF Range Over the Past 10 Years
Min: -70.14   Med: 0.32   Max: 27.15
Current: -70.14

During the past 13 years, the highest EV-to-OCF of Commercial Bank of Dubai PSC was 27.15. The lowest was -70.14. And the median was 0.32.

DFM:CBD's EV-to-OCF is ranked better than
98.13% of 1500 companies
in the Banks industry
Industry Median: 3.985 vs DFM:CBD: -70.14

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-02), Commercial Bank of Dubai PSC's stock price is د.إ9.90. Commercial Bank of Dubai PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was د.إ1.140. Therefore, Commercial Bank of Dubai PSC's PE Ratio (TTM) for today is 8.68.


Commercial Bank of Dubai PSC  (DFM:CBD) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Commercial Bank of Dubai PSC's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=9.90/1.140
=8.68

Commercial Bank of Dubai PSC's share price for today is د.إ9.90.
Commercial Bank of Dubai PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1.140.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Commercial Bank of Dubai PSC EV-to-OCF Related Terms


Commercial Bank of Dubai PSC EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Commercial Bank of Dubai PSC's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank of Dubai PSC EV-to-OCF Chart

Commercial Bank of Dubai PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.55 1.04 12.80 6.21 1.37

Commercial Bank of Dubai PSC Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -4.42 1.90 1.37 1.79 -66.63

Commercial Bank of Dubai PSC EV-to-OCF Competitor Comparison

For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank of Dubai PSC EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where Commercial Bank of Dubai PSC's EV-to-OCF falls into.


DFM:CBD
71GF Score
Commercial Bank of Dubai PSC DFM:CBD
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commercial Bank of Dubai PSC EV-to-OCF Calculation

Commercial Bank of Dubai PSC's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=18800.837/-255.294
=-73.64

Commercial Bank of Dubai PSC's current Enterprise Value is د.إ18,801 Mil.
Commercial Bank of Dubai PSC's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-255 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of -73.64 mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a EV-to-OCF of -73.64 as of Aug. 02, 2026. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #28 out of 1500 companies in the Banks industry, placing it in the top 1.9%.
Is Commercial Bank of Dubai PSC's EV-to-OCF too high?
Commercial Bank of Dubai PSC's current EV-to-OCF is -73.64. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #28 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's EV-to-OCF compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #28 out of 1500 companies for EV-to-OCF. This places Commercial Bank of Dubai PSC in the top 2% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.99, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current EV-to-OCF is -73.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.33, compared to a current price of د.إ9.90 — trading 18.8% above its estimated fair value. The current EV-to-OCF is -73.64. Commercial Bank of Dubai PSC's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current EV-to-OCF is -73.64 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued. The current stock price of د.إ9.90 is trading 18.8% above its estimated GF Value™ of د.إ8.33. GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.

Key valuation signals for DFM:CBD:

  • EV-to-OCF: -73.64
  • GF Value™: د.إ8.33 vs. price of د.إ9.90 (18.8% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank of Dubai PSC Business Description

Address Al Ittihad Street, P.O. Box 2668, Dubai, ARE
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
71GF Score

Get the complete analysis for DFM:CBD

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.90
Price
د.إ8.33
GF Value