Commercial Bank of Dubai PSCDFM:CBD 77 Pretax Margin % is 62.65% as of Mar. 2026, which is 36% above its 10-year median of 45.98. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.07 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Commercial Bank of Dubai PSC ranks better than 94.63% on this metric.
The historical rank and industry rank for Commercial Bank of Dubai PSC's Pretax Margin % or its related term are showing as below:
DFM:CBD'
s Pretax Margin % Range Over the Past 10 Years
Min: 37.63 Med: 45.98 Max: 64.93
Current: 64.05
DFM:CBD's Pretax Margin % is ranked better than 94.63% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs DFM:CBD: 64.05
Commercial Bank of Dubai PSC (DFM:CBD) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Commercial Bank of Dubai PSC Pretax Margin % Related Terms
Commercial Bank of Dubai PSC Pretax Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC Pretax Margin % Chart
Commercial Bank of Dubai PSC Pretax Margin % Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC (DFM:CBD) has a Pretax Margin % of 62.65% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commercial Bank of Dubai PSC and its competitors. This is 36% above median its historical median of 45.98. Over the past decade, Commercial Bank of Dubai PSC's Pretax Margin % has ranged from 37.63 to 64.93. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #82 out of 1527 companies in the Banks industry, placing it in the top 5.4%.
Is Commercial Bank of Dubai PSC's Pretax Margin % too high?
Commercial Bank of Dubai PSC's current Pretax Margin % of 62.65% is 36% above median its 10-year median of 45.98. Over the past 10 years, this metric has ranged from a low of 37.63 to a high of 64.93. The Banks industry median Pretax Margin % is 34.88. Commercial Bank of Dubai PSC's value of 62.65% is 79.6% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #82 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #82 out of 1527 companies for Pretax Margin %. This places Commercial Bank of Dubai PSC in the top 5% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Commercial Bank of Dubai PSC's value of 62.65% is 79.6% above this benchmark. Historically, Commercial Bank of Dubai PSC's own Pretax Margin % has ranged from 37.63 to 64.93 over the past decade. While the company's 10-year median is 45.98 vs. the industry median of 34.88, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current Pretax Margin % of 62.65% is 79.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current Pretax Margin % is 62.65%, which is 36% above median its own 10-year median of 45.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.07, compared to a current price of د.إ9.05 — trading 12.1% above its estimated fair value. The current Pretax Margin % is 62.65%, which is 36% above median its 10-year median of 45.98 and 79.6% above the Banks industry median of 34.88. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current Pretax Margin % is 62.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.05 is trading 12.1% above its estimated GF Value™ of د.إ8.07.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
Pretax Margin %: 62.65% (36% above median its 10-year median of 45.98)
GF Value™: د.إ8.07 vs. price of د.إ9.05 (12.1% above fair value)
Industry Position: 79.6% above the Banks median (#82 of 1527)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score
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