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Commercial Bank of Dubai PSCDFM:CBD 71 Equity-to-Asset is 0.11 as of Jun. 2026, which is 8% below its 10-year median of 0.12. GuruFocus rates DFM:CBD with a GF Score™ of 71/100 and a GF Value™ of د.إ8.32 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,524 Banks companies, Commercial Bank of Dubai PSC ranks better than 64.17% on this metric.
Commercial Bank of Dubai PSC (DFM:CBD) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Commercial Bank of Dubai PSC Equity-to-Asset Related Terms
Commercial Bank of Dubai PSC Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC Equity-to-Asset Chart
Commercial Bank of Dubai PSC Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's Equity-to-Asset falls into.
Commercial Bank of Dubai PSC Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Commercial Bank of Dubai PSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC (DFM:CBD) has a Equity-to-Asset of 0.11 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Commercial Bank of Dubai PSC and its competitors. This is near median its historical median of 0.12. Over the past decade, Commercial Bank of Dubai PSC's Equity-to-Asset has ranged from 0.11 to 0.14. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #546 out of 1524 companies in the Banks industry, placing it in the top 35.8%.
Is Commercial Bank of Dubai PSC's Equity-to-Asset too high?
Commercial Bank of Dubai PSC's current Equity-to-Asset of 0.11 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Commercial Bank of Dubai PSC's value of 0.11 is 10% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #546 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #546 out of 1524 companies for Equity-to-Asset. This puts Commercial Bank of Dubai PSC in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Commercial Bank of Dubai PSC's value of 0.11 is 10% above this benchmark. Historically, Commercial Bank of Dubai PSC's own Equity-to-Asset has ranged from 0.11 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current Equity-to-Asset of 0.11 is 10% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current Equity-to-Asset is 0.11, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.32, compared to a current price of د.إ9.60 — trading 15.4% above its estimated fair value. The current Equity-to-Asset is 0.11, which is near median its 10-year median of 0.12 and 10% above the Banks industry median of 0.10. Commercial Bank of Dubai PSC's overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current Equity-to-Asset is 0.11 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.60 is trading 15.4% above its estimated GF Value™ of د.إ8.32.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
Equity-to-Asset: 0.11 (near median its 10-year median of 0.12)
GF Value™: د.إ8.32 vs. price of د.إ9.60 (15.4% above fair value)
Industry Position: 10% above the Banks median (#546 of 1524)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
71GF Score
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