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Commercial Bank of Dubai PSCDFM:CBD -1.55%72 3-Year EPS without NRI Growth Rate is 24.30% as of Jun. 2026, which is 367% above its 10-year median of 5.20. GuruFocus rates DFM:CBD with a GF Score™ of 72/100 and a GF Value™ of د.إ8.37 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,409 Banks companies, Commercial Bank of Dubai PSC ranks better than 81.19% on this metric.
During the past 12 months, Commercial Bank of Dubai PSC's average EPS without NRI Growth Rate was 8.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 24.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 26.60% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 13.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Commercial Bank of Dubai PSC was 33.20% per year. The lowest was -21.00% per year. And the median was 5.20% per year.
Commercial Bank of Dubai PSC (DFM:CBD) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Commercial Bank of Dubai PSC 3-Year EPS without NRI Growth Rate Related Terms
Commercial Bank of Dubai PSC 3-Year EPS without NRI Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's 3-Year EPS without NRI Growth Rate falls into.
Commercial Bank of Dubai PSC 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 24.30% mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a 3-Year EPS without NRI Growth Rate of 24.30% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Commercial Bank of Dubai PSC and its competitors. This is 367% above median its historical median of 5.20. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #265 out of 1409 companies in the Banks industry, placing it in the top 18.8%.
Is Commercial Bank of Dubai PSC's 3-Year EPS without NRI Growth Rate too high?
Commercial Bank of Dubai PSC's current 3-Year EPS without NRI Growth Rate of 24.30% is 367% above median its 10-year median of 5.20. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Commercial Bank of Dubai PSC's value of 24.30% is 224% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #265 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's 3-Year EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #265 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Commercial Bank of Dubai PSC in the top 19% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Commercial Bank of Dubai PSC's value of 24.30% is 224% above this benchmark. While the company's 10-year median is 5.20 vs. the industry median of 7.50, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current 3-Year EPS without NRI Growth Rate of 24.30% is 224% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current 3-Year EPS without NRI Growth Rate is 24.30%, which is 367% above median its own 10-year median of 5.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.37, compared to a current price of د.إ9.50 — trading 13.5% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 24.30%, which is 367% above median its 10-year median of 5.20 and 224% above the Banks industry median of 7.50. Commercial Bank of Dubai PSC's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current 3-Year EPS without NRI Growth Rate is 24.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.50 is trading 13.5% above its estimated GF Value™ of د.إ8.37.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
3-Year EPS without NRI Growth Rate: 24.30% (367% above median its 10-year median of 5.20)
GF Value™: د.إ8.37 vs. price of د.إ9.50 (13.5% above fair value)
Industry Position: 224% above the Banks median (#265 of 1409)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
72GF Score
Get the complete analysis for DFM:CBD
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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