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Commercial Bank of Dubai PSCDFM:CBD 72 3-Year Dividend Growth Rate is 27.80% as of Jun. 2026, which is 205% above its 10-year median of 9.10. GuruFocus rates DFM:CBD with a GF Score™ of 72/100 and a GF Value™ of د.إ8.35 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 958 Banks companies, Commercial Bank of Dubai PSC ranks better than 79.02% on this metric.
The historical rank and industry rank for Commercial Bank of Dubai PSC's 3-Year Dividend Growth Rate or its related term are showing as below:
DFM:CBD'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -11.3 Med: 9.1 Max: 33.2
Current: 27.8
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Commercial Bank of Dubai PSC was 33.20% per year. The lowest was -11.30% per year. And the median was 9.10% per year.
DFM:CBD's 3-Year Dividend Growth Rate is ranked better than 79.02% of 958
companies
in the Banks industry
Industry Median: 10.1
vs DFM:CBD: 27.80
During the past 12 months, Commercial Bank of Dubai PSC's average Dividends Per Share Growth Rate was 15.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 27.80% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 23.70% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 8.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Commercial Bank of Dubai PSC was 0.55. The lowest was 0.29. And the median was 0.44.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Commercial Bank of Dubai PSC Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
AED 0.586200
2026-03-06
2026-03-09
2026-03-12
Cash Dividend
annually
AED:AED 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Commercial Bank of Dubai PSC's Dividend Yield (%) for Today is calculated as
Current Share Price is د.إ9.50.
Commercial Bank of Dubai PSC's Dividends per Share for the trailing twelve months (TTM) ended in Today is د.إ0.5862.
During the past 13 years, the highest Dividend Yield of Commercial Bank of Dubai PSC was 7.39%. The lowest was 3.20%. And the median was 5.23%.
Good Sign:
Commercial Bank of Dubai PSC stock Dividend Yield % is close to 2-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commercial Bank of Dubai PSC 3-Year Dividend Growth Rate Related Terms>
Commercial Bank of Dubai PSC 3-Year Dividend Growth Rate Competitor Comparison
For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commercial Bank of Dubai PSC 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Commercial Bank of Dubai PSC's 3-Year Dividend Growth Rate falls into.
Commercial Bank of Dubai PSC 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 27.80% mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a 3-Year Dividend Growth Rate of 27.80% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Commercial Bank of Dubai PSC and its competitors. This is 205% above median its historical median of 9.10. According to the industry distribution chart, Commercial Bank of Dubai PSC ranks #201 out of 958 companies in the Banks industry, placing it in the top 21%.
Is Commercial Bank of Dubai PSC's 3-Year Dividend Growth Rate too high?
Commercial Bank of Dubai PSC's current 3-Year Dividend Growth Rate of 27.80% is 205% above median its 10-year median of 9.10. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Commercial Bank of Dubai PSC's value of 27.80% is 175.2% above this industry median. Based on the distribution chart, Commercial Bank of Dubai PSC ranks #201 out of 958 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Commercial Bank of Dubai PSC ranks #201 out of 958 companies for 3-Year Dividend Growth Rate. This places Commercial Bank of Dubai PSC in the top 21% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. Commercial Bank of Dubai PSC's value of 27.80% is 175.2% above this benchmark. While the company's 10-year median is 9.10 vs. the industry median of 10.10, Commercial Bank of Dubai PSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commercial Bank of Dubai PSC's current 3-Year Dividend Growth Rate of 27.80% is 175.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Commercial Bank of Dubai PSC and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commercial Bank of Dubai PSC's current 3-Year Dividend Growth Rate is 27.80%, which is 205% above median its own 10-year median of 9.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.35, compared to a current price of د.إ9.50 — trading 13.8% above its estimated fair value. The current 3-Year Dividend Growth Rate is 27.80%, which is 205% above median its 10-year median of 9.10 and 175.2% above the Banks industry median of 10.10. Commercial Bank of Dubai PSC's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current 3-Year Dividend Growth Rate is 27.80% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued.
The current stock price of د.إ9.50 is trading 13.8% above its estimated GF Value™ of د.إ8.35.
GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.
Key valuation signals for DFM:CBD:
3-Year Dividend Growth Rate: 27.80% (205% above median its 10-year median of 9.10)
GF Value™: د.إ8.35 vs. price of د.إ9.50 (13.8% above fair value)
Industry Position: 175.2% above the Banks median (#201 of 958)
No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
72GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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