Commercial Bank of Dubai PSC (DFM:CBD) ROE % Adjusted to Book Value: 11.50% (As of Mar. 2026)


DFM:CBD Commercial Bank of Dubai PSC DFM:CBD
77 GF Score
Price د.إ9.05
GF Value د.إ8.07
Valuation Modestly Overvalued
! 2 Warning Signs
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What is Commercial Bank of Dubai PSC ROE % Adjusted to Book Value?

Commercial Bank of Dubai PSC DFM:CBD 77 ROE % Adjusted to Book Value is 11.50% as of Mar. 2026. GuruFocus rates DFM:CBD with a GF Score™ of 77/100 and a GF Value™ of د.إ8.07 (Modestly Overvalued). The stock has 2 warning signs investors should review.

Commercial Bank of Dubai PSC's ROE % for the quarter that ended in Mar. 2026 was 17.60%. Commercial Bank of Dubai PSC's PB Ratio for the quarter that ended in Mar. 2026 was 1.53. Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 11.50%.


Commercial Bank of Dubai PSC ROE % Adjusted to Book Value Related Terms


Commercial Bank of Dubai PSC ROE % Adjusted to Book Value Historical Data

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The historical data trend for Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commercial Bank of Dubai PSC ROE % Adjusted to Book Value Chart

Commercial Bank of Dubai PSC Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.16 13.57 18.42 14.84 13.38

Commercial Bank of Dubai PSC Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.55 13.79 12.76 13.65 11.50

Commercial Bank of Dubai PSC ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commercial Bank of Dubai PSC ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value falls into.


DFM:CBD
77GF Score
Commercial Bank of Dubai PSC DFM:CBD
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Commercial Bank of Dubai PSC ROE % Adjusted to Book Value Calculation

Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=19.00% / 1.42
=13.38%

Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=17.60% / 1.53
=11.50%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 11.50% mean?
Commercial Bank of Dubai PSC (DFM:CBD) has a ROE % Adjusted to Book Value of 11.50% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Commercial Bank of Dubai PSC and its competitors.
Is Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value too high?
Commercial Bank of Dubai PSC's current ROE % Adjusted to Book Value is 11.50%. Overall, Commercial Bank of Dubai PSC has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value compare to competitors?
Commercial Bank of Dubai PSC's ROE % Adjusted to Book Value of 11.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Commercial Bank of Dubai PSC and its competitors. Commercial Bank of Dubai PSC's current ROE % Adjusted to Book Value is 11.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commercial Bank of Dubai PSC stock overvalued right now?
Based on GuruFocus' analysis, Commercial Bank of Dubai PSC (DFM:CBD) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ8.07, compared to a current price of د.إ9.05 — trading 12.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 11.50%. Commercial Bank of Dubai PSC's overall GF Score™ is 77/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Commercial Bank of Dubai PSC (DFM:CBD), the current ROE % Adjusted to Book Value is 11.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commercial Bank of Dubai PSC (DFM:CBD) Overvalued in 2026?

Based on GuruFocus' analysis, Commercial Bank of Dubai PSC stock appears to be overvalued. The current stock price of د.إ9.05 is trading 12.1% above its estimated GF Value™ of د.إ8.07. GuruFocus considers Commercial Bank of Dubai PSC to be Modestly Overvalued.

Key valuation signals for DFM:CBD:

  • ROE % Adjusted to Book Value: 11.50%
  • GF Value™: د.إ8.07 vs. price of د.إ9.05 (12.1% above fair value)
  • GF Score™: 77/100 with 2 warning signs

No single metric tells the full story. See the DFM:CBD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commercial Bank of Dubai PSC Business Description

Address Al Ittihad Street, P.O. Box 2668, Dubai, ARE
Commercial Bank of Dubai PSC is a banking firm operating in the United Arab Emirates with four segments: Institutional Banking, Corporate Banking, Personal Banking, and Trading and Other. Institutional Banking provides loans, deposits, trade finance, and e-commerce solutions to institutional clients, including government entities. Corporate Banking serves mid-sized and emerging corporates with loans, working capital, trade finance, and deposits. Personal Banking, which generates maximum revenue, offers accounts, loans, mortgages, and other credit facilities to small businesses and retail clients. Trading and Other manages the Group's balance sheet, investment portfolio, and derivatives for trading and risk management purposes. The Group operates exclusively in the United Arab Emirates.
77GF Score

Get the complete analysis for DFM:CBD

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

د.إ9.05
Price
د.إ8.07
GF Value