MCHT (Mauch Chunk Trust Financial) Net Loan: $282.70 Mil (As of Dec. 2025)

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MCHT Mauch Chunk Trust Financial Corp MCHT
44 GF Score
Price $7.45
GF Value $6.74
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Mauch Chunk Trust Financial Net Loan?

Mauch Chunk Trust Financial MCHT +1.40% 44 Net Loan is $282.70 Mil as of Dec. 2025. GuruFocus rates MCHT with a GF Score™ of 44/100 and a GF Value™ of $6.74 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Mauch Chunk Trust Financial's quarterly net loan increased from Dec. 2023 ($259.05 Mil) to Dec. 2024 ($268.37 Mil) and increased from Dec. 2024 ($268.37 Mil) to Dec. 2025 ($282.70 Mil).

Mauch Chunk Trust Financial's annual net loan increased from Dec. 2023 ($259.05 Mil) to Dec. 2024 ($268.37 Mil) and increased from Dec. 2024 ($268.37 Mil) to Dec. 2025 ($282.70 Mil).

Mauch Chunk Trust Financial Net Loan Historical Data

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The historical data trend for Mauch Chunk Trust Financial's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mauch Chunk Trust Financial Net Loan Chart

Mauch Chunk Trust Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 226.03 251.82 259.05 268.37 282.70

Mauch Chunk Trust Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan Get a 7-Day Free Trial 226.03 251.82 259.05 268.37 282.70
MCHT
44GF Score
Mauch Chunk Trust Financial Corp MCHT
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Mauch Chunk Trust Financial Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $282.70 Mil mean?
Mauch Chunk Trust Financial (MCHT) has a Net Loan of $282.70 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Mauch Chunk Trust Financial and its competitors.
Is Mauch Chunk Trust Financial's Net Loan too high?
Mauch Chunk Trust Financial's current Net Loan is $282.70 Mil. Overall, Mauch Chunk Trust Financial has a GF Score™ of 44/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's Net Loan compare to SNNF and CIBN?
Mauch Chunk Trust Financial's Net Loan of $282.70 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Mauch Chunk Trust Financial and its competitors. Mauch Chunk Trust Financial's current Net Loan is $282.70 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.74, compared to a current price of $7.45 — trading 10.5% above its estimated fair value. The current Net Loan is $282.70 Mil. Mauch Chunk Trust Financial's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current Net Loan is $282.70 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?

Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be overvalued. The current stock price of $7.45 is trading 10.5% above its estimated GF Value™ of $6.74. GuruFocus considers Mauch Chunk Trust Financial to be Modestly Overvalued.

Key valuation signals for MCHT:

  • Net Loan: $282.70 Mil
  • GF Value™: $6.74 vs. price of $7.45 (10.5% above fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mauch Chunk Trust Financial Business Description

Address 1111 North Street, P.O. Box 289, Jim Thorpe, PA, USA, 18229-0289
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
44GF Score

Get the complete analysis for MCHT

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.45
Price
$6.74
GF Value