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Mauch Chunk Trust FinancialMCHT +6.40%48 5-Year Yield-on-Cost % is 1.47 as of Jul. 24, 2026, which is 29% below its 10-year median of 2.06. GuruFocus rates MCHT with a GF Score™ of 48/100 and a GF Value™ of $6.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,250 Banks companies, Mauch Chunk Trust Financial ranks worse than 88.32% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Mauch Chunk Trust Financial 5-Year Yield-on-Cost % Related Terms
MCHT vs CNAF, UNIF, SNNF: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Mauch Chunk Trust Financial (MCHT) has a 5-Year Yield-on-Cost % of 1.47 as of Jul. 24, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mauch Chunk Trust Financial and its competitors. This is 29% below median its historical median of 2.06. Over the past decade, Mauch Chunk Trust Financial's 5-Year Yield-on-Cost % has ranged from 1.33 to 3.19. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #1104 out of 1250 companies in the Banks industry, placing it in the top 88.3%.
Is Mauch Chunk Trust Financial's 5-Year Yield-on-Cost % too high?
Mauch Chunk Trust Financial's current 5-Year Yield-on-Cost % of 1.47 is 29% below median its 10-year median of 2.06. Over the past 10 years, this metric has ranged from a low of 1.33 to a high of 3.19. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Mauch Chunk Trust Financial's value of 1.47 is 62.2% below this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #1104 out of 1250 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mauch Chunk Trust Financial has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's 5-Year Yield-on-Cost % compare to CNAF and UNIF?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #1104 out of 1250 companies for 5-Year Yield-on-Cost %. This places Mauch Chunk Trust Financial in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Mauch Chunk Trust Financial's value of 1.47 is 62.2% below this benchmark. Historically, Mauch Chunk Trust Financial's own 5-Year Yield-on-Cost % has ranged from 1.33 to 3.19 over the past decade. While the company's 10-year median is 2.06 vs. the industry median of 3.89, Mauch Chunk Trust Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current 5-Year Yield-on-Cost % of 1.47 is 62.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current 5-Year Yield-on-Cost % is 1.47, which is 29% below median its own 10-year median of 2.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.75, compared to a current price of $6.65 — trading 1.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 1.47, which is 29% below median its 10-year median of 2.06 and 62.2% below the Banks industry median of 3.89. Mauch Chunk Trust Financial's overall GF Score™ is 48/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current 5-Year Yield-on-Cost % is 1.47 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.65 is trading 1.5% below its estimated GF Value™ of $6.75.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
5-Year Yield-on-Cost %: 1.47 (29% below median its 10-year median of 2.06)
GF Value™: $6.75 vs. price of $6.65 (1.5% below fair value)
Industry Position: 62.2% below the Banks median (#1104 of 1250)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
48GF Score
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