MCHT (Mauch Chunk Trust Financial) ROE % Adjusted to Book Value: Negative Equity% (As of Dec. 2025)


MCHT Mauch Chunk Trust Financial Corp MCHT
48 GF Score
Price $6.70
GF Value $6.76
Valuation Fairly Valued
! 5 Warning Signs
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What is Mauch Chunk Trust Financial ROE % Adjusted to Book Value?

Mauch Chunk Trust Financial MCHT 48 ROE % Adjusted to Book Value is Negative Equity% as of Dec. 2025. GuruFocus rates MCHT with a GF Score™ of 48/100 and a GF Value™ of $6.76 (Fairly Valued). The stock has 5 warning signs investors should review.

Mauch Chunk Trust Financial's ROE % for the quarter that ended in Dec. 2025 was Negative Equity. Mauch Chunk Trust Financial's PB Ratio for the quarter that ended in Dec. 2025 was 10.03. Mauch Chunk Trust Financial's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was Negative Equity.


Mauch Chunk Trust Financial ROE % Adjusted to Book Value Related Terms


Mauch Chunk Trust Financial ROE % Adjusted to Book Value Historical Data

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The historical data trend for Mauch Chunk Trust Financial's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mauch Chunk Trust Financial ROE % Adjusted to Book Value Chart

Mauch Chunk Trust Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 12.04 0.00 Negative Equity Negative Equity Negative Equity

Mauch Chunk Trust Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 12.04 0.00 Negative Equity Negative Equity Negative Equity

MCHT vs CNAF, UNIF, SNNF: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Mauch Chunk Trust Financial's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mauch Chunk Trust Financial ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Mauch Chunk Trust Financial's ROE % Adjusted to Book Value falls into.


MCHT
48GF Score
Mauch Chunk Trust Financial Corp MCHT
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Mauch Chunk Trust Financial ROE % Adjusted to Book Value Calculation

Mauch Chunk Trust Financial's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=Negative Equity / 10.03
=Negative Equity

Mauch Chunk Trust Financial's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=Negative Equity / 10.03
=Negative Equity

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of Negative Equity% mean?
Mauch Chunk Trust Financial (MCHT) has a ROE % Adjusted to Book Value of Negative Equity% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mauch Chunk Trust Financial and its competitors.
Is Mauch Chunk Trust Financial's ROE % Adjusted to Book Value too high?
Mauch Chunk Trust Financial's current ROE % Adjusted to Book Value is Negative Equity%. Overall, Mauch Chunk Trust Financial has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's ROE % Adjusted to Book Value compare to CNAF and UNIF?
Mauch Chunk Trust Financial's ROE % Adjusted to Book Value of Negative Equity% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Mauch Chunk Trust Financial and its competitors. Mauch Chunk Trust Financial's current ROE % Adjusted to Book Value is Negative Equity%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.76, compared to a current price of $6.70 — trading 0.9% below its estimated fair value. The current ROE % Adjusted to Book Value is Negative Equity%. Mauch Chunk Trust Financial's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current ROE % Adjusted to Book Value is Negative Equity% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?

Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued. The current stock price of $6.70 is trading 0.9% below its estimated GF Value™ of $6.76. GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.

Key valuation signals for MCHT:

  • ROE % Adjusted to Book Value: Negative Equity%
  • GF Value™: $6.76 vs. price of $6.70 (0.9% below fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mauch Chunk Trust Financial Business Description

Address 1111 North Street, P.O. Box 289, Jim Thorpe, PA, USA, 18229-0289
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
48GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.70
Price
$6.76
GF Value