MCHT (Mauch Chunk Trust Financial) Selling, General, & Admin. Expense: $0.63 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MCHT Mauch Chunk Trust Financial Corp MCHT
44 GF Score
Price $7.35
GF Value $6.74
Valuation Fairly Valued
! 5 Warning Signs
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What is Mauch Chunk Trust Financial Selling, General, & Admin. Expense?

Mauch Chunk Trust Financial MCHT +1.34% 44 Selling, General, & Admin. Expense is $0.63 Mil as of Dec. 2025. GuruFocus rates MCHT with a GF Score™ of 44/100 and a GF Value™ of $6.74 (Fairly Valued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Mauch Chunk Trust Financial's selling, general, & admin. expense for the six months ended in Dec. 2025 was $0.63 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.63 Mil.


Mauch Chunk Trust Financial  (OTCPK:MCHT) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Mauch Chunk Trust Financial Selling, General, & Admin. Expense Related Terms


Mauch Chunk Trust Financial Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Mauch Chunk Trust Financial's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mauch Chunk Trust Financial Selling, General, & Admin. Expense Chart

Mauch Chunk Trust Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial 0.52 0.57 0.60 0.63 0.63

Mauch Chunk Trust Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial 0.52 0.57 0.60 0.63 0.63

MCHT vs SNNF, CIBN, UNTN: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Mauch Chunk Trust Financial's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mauch Chunk Trust Financial Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Mauch Chunk Trust Financial's Selling, General, & Admin. Expense falls into.


MCHT
44GF Score
Mauch Chunk Trust Financial Corp MCHT
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Mauch Chunk Trust Financial Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.63 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $0.63 Mil mean?
Mauch Chunk Trust Financial (MCHT) has a Selling, General, & Admin. Expense of $0.63 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Mauch Chunk Trust Financial and its competitors.
Is Mauch Chunk Trust Financial's Selling, General, & Admin. Expense too high?
Mauch Chunk Trust Financial's current Selling, General, & Admin. Expense is $0.63 Mil. Overall, Mauch Chunk Trust Financial has a GF Score™ of 44/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's Selling, General, & Admin. Expense compare to SNNF and CIBN?
Mauch Chunk Trust Financial's Selling, General, & Admin. Expense of $0.63 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Mauch Chunk Trust Financial and its competitors. Mauch Chunk Trust Financial's current Selling, General, & Admin. Expense is $0.63 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.74, compared to a current price of $7.35 — trading 9% above its estimated fair value. The current Selling, General, & Admin. Expense is $0.63 Mil. Mauch Chunk Trust Financial's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current Selling, General, & Admin. Expense is $0.63 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?

Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be overvalued. The current stock price of $7.35 is trading 9% above its estimated GF Value™ of $6.74. GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.

Key valuation signals for MCHT:

  • Selling, General, & Admin. Expense: $0.63 Mil
  • GF Value™: $6.74 vs. price of $7.35 (9% above fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mauch Chunk Trust Financial Business Description

Address 1111 North Street, P.O. Box 289, Jim Thorpe, PA, USA, 18229-0289
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
44GF Score

Get the complete analysis for MCHT

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.35
Price
$6.74
GF Value