MCHT (Mauch Chunk Trust Financial) LT-Debt-to-Total-Asset: 0.04 (As of Dec. 2025)


MCHT Mauch Chunk Trust Financial Corp MCHT
48 GF Score
Price $6.70
GF Value $6.75
Valuation Fairly Valued
! 5 Warning Signs
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What is Mauch Chunk Trust Financial LT-Debt-to-Total-Asset?

Mauch Chunk Trust Financial MCHT 48 LT-Debt-to-Total-Asset is 0.04 as of Dec. 2025. GuruFocus rates MCHT with a GF Score™ of 48/100 and a GF Value™ of $6.75 (Fairly Valued). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Mauch Chunk Trust Financial's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.04.

Mauch Chunk Trust Financial's long-term debt to total assets ratio declined from Dec. 2023 (0.11) to Dec. 2025 (0.04). It may suggest that Mauch Chunk Trust Financial is progressively becoming less dependent on debt to grow their business.

Mauch Chunk Trust Financial  (OTCPK:MCHT) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Mauch Chunk Trust Financial LT-Debt-to-Total-Asset Related Terms

Mauch Chunk Trust Financial LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Mauch Chunk Trust Financial's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mauch Chunk Trust Financial LT-Debt-to-Total-Asset Chart

Mauch Chunk Trust Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.12 0.14 0.11 0.05 0.04

Mauch Chunk Trust Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial 0.12 0.14 0.11 0.05 0.04
MCHT
48GF Score
Mauch Chunk Trust Financial Corp MCHT
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Mauch Chunk Trust Financial LT-Debt-to-Total-Asset Calculation

Mauch Chunk Trust Financial's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=24.5/649.113
=0.04

Mauch Chunk Trust Financial's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=24.5/649.113
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.04 mean?
Mauch Chunk Trust Financial (MCHT) has a LT-Debt-to-Total-Asset of 0.04 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mauch Chunk Trust Financial and its competitors.
Is Mauch Chunk Trust Financial's LT-Debt-to-Total-Asset too high?
Mauch Chunk Trust Financial's current LT-Debt-to-Total-Asset is 0.04. Overall, Mauch Chunk Trust Financial has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's LT-Debt-to-Total-Asset compare to CNAF and UNIF?
Mauch Chunk Trust Financial's LT-Debt-to-Total-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mauch Chunk Trust Financial and its competitors. Mauch Chunk Trust Financial's current LT-Debt-to-Total-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.75, compared to a current price of $6.70 — trading 0.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.04. Mauch Chunk Trust Financial's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current LT-Debt-to-Total-Asset is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?

Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued. The current stock price of $6.70 is trading 0.7% below its estimated GF Value™ of $6.75. GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.

Key valuation signals for MCHT:

  • LT-Debt-to-Total-Asset: 0.04
  • GF Value™: $6.75 vs. price of $6.70 (0.7% below fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mauch Chunk Trust Financial Business Description

Address 1111 North Street, P.O. Box 289, Jim Thorpe, PA, USA, 18229-0289
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
48GF Score

Get the complete analysis for MCHT

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.70
Price
$6.75
GF Value