MCHT (Mauch Chunk Trust Financial) Profitability Rank: 4 (As of Dec. 2025) — 33% Above Median

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MCHT Mauch Chunk Trust Financial Corp MCHT
49 GF Score
Price $8.25
GF Value $6.73
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Mauch Chunk Trust Financial Profitability Rank?

Mauch Chunk Trust Financial MCHT 49 Profitability Rank is 4 as of Dec. 2025, which is 33% above its 10-year median of 3.00. GuruFocus rates MCHT with a GF Score™ of 49/100 and a GF Value™ of $6.73 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Mauch Chunk Trust Financial has the Profitability Rank of 4.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Mauch Chunk Trust Financial's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Mauch Chunk Trust Financial's Piotroski F-Score is 5.


Mauch Chunk Trust Financial Profitability Rank Related Terms


MCHT vs EBSH, GWBK, VWFB: Profitability Rank Comparison

For the Banks - Regional subindustry, Mauch Chunk Trust Financial's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mauch Chunk Trust Financial Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Mauch Chunk Trust Financial's Profitability Rank falls into.


MCHT
49GF Score
Mauch Chunk Trust Financial Corp MCHT
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Mauch Chunk Trust Financial Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Mauch Chunk Trust Financial has the Profitability Rank of 4.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Mauch Chunk Trust Financial's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 18.446
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Mauch Chunk Trust Financial has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 4 mean?
Mauch Chunk Trust Financial (MCHT) has a Profitability Rank of 4 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Mauch Chunk Trust Financial and its competitors. This is 33% above median its historical median of 3.00. Over the past decade, Mauch Chunk Trust Financial's Profitability Rank has ranged from 1.00 to 4.00.
Is Mauch Chunk Trust Financial's Profitability Rank too high?
Mauch Chunk Trust Financial's current Profitability Rank of 4 is 33% above median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Mauch Chunk Trust Financial has a GF Score™ of 49/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's Profitability Rank compare to EBSH and GWBK?
Mauch Chunk Trust Financial's Profitability Rank of 4 can be compared against companies in the Banks industry. Historically, Mauch Chunk Trust Financial's own Profitability Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Mauch Chunk Trust Financial and its competitors. Mauch Chunk Trust Financial's current Profitability Rank is 4, which is 33% above median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Modestly Overvalued. The stock's GF Value™ is $6.73, compared to a current price of $8.25 — trading 22.6% above its estimated fair value. The current Profitability Rank is 4, which is 33% above median its 10-year median of 3.00. Mauch Chunk Trust Financial's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current Profitability Rank is 4 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?

Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be overvalued. The current stock price of $8.25 is trading 22.6% above its estimated GF Value™ of $6.73. GuruFocus considers Mauch Chunk Trust Financial to be Modestly Overvalued.

Key valuation signals for MCHT:

  • Profitability Rank: 4 (33% above median its 10-year median of 3.00)
  • GF Value™: $6.73 vs. price of $8.25 (22.6% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mauch Chunk Trust Financial Business Description

Address 1111 North Street, P.O. Box 289, Jim Thorpe, PA, USA, 18229-0289
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
49GF Score

Get the complete analysis for MCHT

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$8.25
Price
$6.73
GF Value