Mauch Chunk Trust FinancialMCHT 53 FCF Margin % is 30.81% as of Dec. 2025, which is 28% above its 10-year median of 24.13. GuruFocus rates MCHT with a GF Score™ of 53/100 and a GF Value™ of $6.76 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Mauch Chunk Trust Financial ranks better than 57.91% on this metric.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mauch Chunk Trust Financial (MCHT) has a FCF Margin % of 30.81% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mauch Chunk Trust Financial and its competitors. This is 28% above median its historical median of 24.13. Over the past decade, Mauch Chunk Trust Financial's FCF Margin % has ranged from 9.00 to 31.31. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #633 out of 1504 companies in the Banks industry, placing it in the top 42.1%.
Is Mauch Chunk Trust Financial's FCF Margin % too high?
Mauch Chunk Trust Financial's current FCF Margin % of 30.81% is 28% above median its 10-year median of 24.13. Over the past 10 years, this metric has ranged from a low of 9.00 to a high of 31.31. The Banks industry median FCF Margin % is 26.50. Mauch Chunk Trust Financial's value of 30.81% is 16.3% above this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #633 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Mauch Chunk Trust Financial has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's FCF Margin % compare to GOVB and UNTN?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #633 out of 1504 companies for FCF Margin %. This puts Mauch Chunk Trust Financial in the upper half of its industry. The industry median FCF Margin % is 26.50. Mauch Chunk Trust Financial's value of 30.81% is 16.3% above this benchmark. Historically, Mauch Chunk Trust Financial's own FCF Margin % has ranged from 9.00 to 31.31 over the past decade. While the company's 10-year median is 24.13 vs. the industry median of 26.50, Mauch Chunk Trust Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current FCF Margin % of 30.81% is 16.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current FCF Margin % is 30.81%, which is 28% above median its own 10-year median of 24.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.76, compared to a current price of $6.70 — trading 0.9% below its estimated fair value. The current FCF Margin % is 30.81%, which is 28% above median its 10-year median of 24.13 and 16.3% above the Banks industry median of 26.50. Mauch Chunk Trust Financial's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current FCF Margin % is 30.81% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.70 is trading 0.9% below its estimated GF Value™ of $6.76.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
FCF Margin %: 30.81% (28% above median its 10-year median of 24.13)
GF Value™: $6.76 vs. price of $6.70 (0.9% below fair value)
Industry Position: 16.3% above the Banks median (#633 of 1504)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
53GF Score
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