Mauch Chunk Trust FinancialMCHT 48 Dividend Payout Ratio is 0.42 as of Dec. 2025, which is 8% above its 10-year median of 0.39. GuruFocus rates MCHT with a GF Score™ of 48/100 and a GF Value™ of $6.76 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,169 Banks companies, Mauch Chunk Trust Financial ranks worse than 66.04% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Mauch Chunk Trust Financial's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.42.
The historical rank and industry rank for Mauch Chunk Trust Financial's Dividend Payout Ratio or its related term are showing as below:
MCHT'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.22 Med: 0.39 Max: 0.48
Current: 0.42
During the past 7 years, the highest Dividend Payout Ratio of Mauch Chunk Trust Financial was 0.48. The lowest was 0.22. And the median was 0.39.
MCHT's Dividend Payout Ratio is ranked worse than 66.04% of 1169
companies
in the Banks industry
Industry Median: 0.32
vs MCHT: 0.42
During the past 7 years, the highest Trailing Annual Dividend Yield of Mauch Chunk Trust Financial was 5.23%. The lowest was 2.18%. And the median was 3.50%.
During the past 12 months, Mauch Chunk Trust Financial's average Dividends Per Share Growth Rate was -44.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -22.20% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was -9.40% per year.
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Mauch Chunk Trust Financial was 4.30% per year. The lowest was -22.20% per year. And the median was -2.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Mauch Chunk Trust Financial (OTCPK:MCHT) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Mauch Chunk Trust Financial Dividend Payout Ratio Related Terms
Mauch Chunk Trust Financial Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mauch Chunk Trust Financial Dividend Payout Ratio Chart
MCHT vs CNAF, UNIF, SNNF: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's Dividend Payout Ratio falls into.
Mauch Chunk Trust Financial Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Mauch Chunk Trust Financial's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mauch Chunk Trust Financial (MCHT) has a Dividend Payout Ratio of 0.42 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mauch Chunk Trust Financial and its competitors. This is near median its historical median of 0.39. Over the past decade, Mauch Chunk Trust Financial's Dividend Payout Ratio has ranged from 0.22 to 0.48. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #772 out of 1169 companies in the Banks industry, placing it in the top 66%.
Is Mauch Chunk Trust Financial's Dividend Payout Ratio too high?
Mauch Chunk Trust Financial's current Dividend Payout Ratio of 0.42 is near median its 10-year median of 0.39. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 0.48. The Banks industry median Dividend Payout Ratio is 0.32. Mauch Chunk Trust Financial's value of 0.42 is 31.3% above this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #772 out of 1169 companies in the Banks industry, which is below the industry midpoint. Overall, Mauch Chunk Trust Financial has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's Dividend Payout Ratio compare to CNAF and UNIF?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #772 out of 1169 companies for Dividend Payout Ratio. This places Mauch Chunk Trust Financial in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Mauch Chunk Trust Financial's value of 0.42 is 31.3% above this benchmark. Historically, Mauch Chunk Trust Financial's own Dividend Payout Ratio has ranged from 0.22 to 0.48 over the past decade. While the company's 10-year median is 0.39 vs. the industry median of 0.32, Mauch Chunk Trust Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,169 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current Dividend Payout Ratio of 0.42 is 31.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current Dividend Payout Ratio is 0.42, which is near median its own 10-year median of 0.39. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.76, compared to a current price of $6.70 — trading 0.9% below its estimated fair value. The current Dividend Payout Ratio is 0.42, which is near median its 10-year median of 0.39 and 31.3% above the Banks industry median of 0.32. Mauch Chunk Trust Financial's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current Dividend Payout Ratio is 0.42 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.70 is trading 0.9% below its estimated GF Value™ of $6.76.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
Dividend Payout Ratio: 0.42 (near median its 10-year median of 0.39)
GF Value™: $6.76 vs. price of $6.70 (0.9% below fair value)
Industry Position: 31.3% above the Banks median (#772 of 1169)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
48GF Score
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