MCHT (Mauch Chunk Trust Financial) OCF Yield %: 28.21 (As of Jun. 29, 2026) — 82% Above Median


MCHT Mauch Chunk Trust Financial Corp MCHT
53 GF Score
Price $6.70
GF Value $6.76
Valuation Fairly Valued
! 5 Warning Signs
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What is Mauch Chunk Trust Financial OCF Yield %?

Mauch Chunk Trust Financial MCHT 53 OCF Yield % is 28.21 as of Jun. 29, 2026, which is 82% above its 10-year median of 15.49. GuruFocus rates MCHT with a GF Score™ of 53/100 and a GF Value™ of $6.76 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,505 Banks companies, Mauch Chunk Trust Financial ranks better than 80.6% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Mauch Chunk Trust Financial's Trailing 12-Month Cash Flow from Operations is $6.33 Mil, and Market Cap is $22.44 Mil. Therefore, Mauch Chunk Trust Financial's OCF Yield % for today is 28.21%.

The historical rank and industry rank for Mauch Chunk Trust Financial's OCF Yield % or its related term are showing as below:

MCHT' s OCF Yield % Range Over the Past 10 Years
Min: 4.92   Med: 15.49   Max: 31.95
Current: 28.21


During the past 7 years, the highest OCF Yield % of Mauch Chunk Trust Financial was 31.95%. The lowest was 4.92%. And the median was 15.49%.

MCHT's OCF Yield % is ranked better than
80.6% of 1505 companies
in the Banks industry
Industry Median: 9.32 vs MCHT: 28.21

Mauch Chunk Trust Financial's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Mauch Chunk Trust Financial OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Mauch Chunk Trust Financial OCF Yield % Related Terms


Mauch Chunk Trust Financial OCF Yield % Historical Data

* Premium members only.

The historical data trend for Mauch Chunk Trust Financial's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mauch Chunk Trust Financial OCF Yield % Chart

Mauch Chunk Trust Financial Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial 15.50 16.56 19.27 13.03 27.00

Mauch Chunk Trust Financial Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield % Get a 7-Day Free Trial 15.50 16.56 19.27 13.03 27.00

MCHT vs CNAF, UNIF, SNNF: OCF Yield % Comparison

For the Banks - Regional subindustry, Mauch Chunk Trust Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mauch Chunk Trust Financial OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Mauch Chunk Trust Financial's OCF Yield % falls into.


MCHT
53GF Score
Mauch Chunk Trust Financial Corp MCHT
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mauch Chunk Trust Financial OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Mauch Chunk Trust Financial's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=6.329 / 23.443
=27.00%

Mauch Chunk Trust Financial's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=6.329 * 1 / 23.443
=27.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 28.21 mean?
Mauch Chunk Trust Financial (MCHT) has a OCF Yield % of 28.21 as of Jun. 29, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mauch Chunk Trust Financial and its competitors. This is 82% above median its historical median of 15.49. Over the past decade, Mauch Chunk Trust Financial's OCF Yield % has ranged from 4.92 to 31.95. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #292 out of 1505 companies in the Banks industry, placing it in the top 19.4%.
Is Mauch Chunk Trust Financial's OCF Yield % too high?
Mauch Chunk Trust Financial's current OCF Yield % of 28.21 is 82% above median its 10-year median of 15.49. Over the past 10 years, this metric has ranged from a low of 4.92 to a high of 31.95. The Banks industry median OCF Yield % is 9.32. Mauch Chunk Trust Financial's value of 28.21 is 202.7% above this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #292 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mauch Chunk Trust Financial has a GF Score™ of 53/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's OCF Yield % compare to CNAF and UNIF?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #292 out of 1505 companies for OCF Yield %. This places Mauch Chunk Trust Financial in the top 19% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.32. Mauch Chunk Trust Financial's value of 28.21 is 202.7% above this benchmark. Historically, Mauch Chunk Trust Financial's own OCF Yield % has ranged from 4.92 to 31.95 over the past decade. While the company's 10-year median is 15.49 vs. the industry median of 9.32, Mauch Chunk Trust Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.32, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current OCF Yield % of 28.21 is 202.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current OCF Yield % is 28.21, which is 82% above median its own 10-year median of 15.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.76, compared to a current price of $6.70 — trading 0.9% below its estimated fair value. The current OCF Yield % is 28.21, which is 82% above median its 10-year median of 15.49 and 202.7% above the Banks industry median of 9.32. Mauch Chunk Trust Financial's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current OCF Yield % is 28.21 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?

Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued. The current stock price of $6.70 is trading 0.9% below its estimated GF Value™ of $6.76. GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.

Key valuation signals for MCHT:

  • OCF Yield %: 28.21 (82% above median its 10-year median of 15.49)
  • GF Value™: $6.76 vs. price of $6.70 (0.9% below fair value)
  • GF Score™: 53/100 with 5 warning signs
  • Industry Position: 202.7% above the Banks median (#292 of 1505)

No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mauch Chunk Trust Financial Business Description

Address 1111 North Street, P.O. Box 289, Jim Thorpe, PA, USA, 18229-0289
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
53GF Score

Get the complete analysis for MCHT

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.70
Price
$6.76
GF Value