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Mauch Chunk Trust FinancialMCHT -10.71%49 Net Debt Paydown Yield % is 28.67% as of Jul. 15, 2026, which is 410% above its 10-year median of 5.62. GuruFocus rates MCHT with a GF Score™ of 49/100 and a GF Value™ of $6.75 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,418 Banks companies, Mauch Chunk Trust Financial ranks better than 92.67% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Mauch Chunk Trust Financial's Net Debt Paydown Yield % was 28.67%.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mauch Chunk Trust Financial Net Debt Paydown Yield % Chart
MCHT vs CNAF, UNIF, SNNF: Net Debt Paydown Yield % Comparison
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial Net Debt Paydown Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 28.67% mean?
Mauch Chunk Trust Financial (MCHT) has a Net Debt Paydown Yield % of 28.67% as of Jul. 15, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mauch Chunk Trust Financial and its competitors. This is 410% above median its historical median of 5.62. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #104 out of 1418 companies in the Banks industry, placing it in the top 7.3%.
Is Mauch Chunk Trust Financial's Net Debt Paydown Yield % too high?
Mauch Chunk Trust Financial's current Net Debt Paydown Yield % of 28.67% is 410% above median its 10-year median of 5.62. Based on the distribution chart, Mauch Chunk Trust Financial ranks #104 out of 1418 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mauch Chunk Trust Financial has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's Net Debt Paydown Yield % compare to CNAF and UNIF?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #104 out of 1418 companies for Net Debt Paydown Yield %. This places Mauch Chunk Trust Financial in the top 7% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Mauch Chunk Trust Financial and its competitors. Mauch Chunk Trust Financial's current Net Debt Paydown Yield % is 28.67%, which is 410% above median its own 10-year median of 5.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.75, compared to a current price of $6.25 — trading 7.4% below its estimated fair value. The current Net Debt Paydown Yield % is 28.67%, which is 410% above median its 10-year median of 5.62. Mauch Chunk Trust Financial's overall GF Score™ is 49/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current Net Debt Paydown Yield % is 28.67% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.25 is trading 7.4% below its estimated GF Value™ of $6.75.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
Net Debt Paydown Yield %: 28.67% (410% above median its 10-year median of 5.62)
GF Value™: $6.75 vs. price of $6.25 (7.4% below fair value)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
49GF Score
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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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