Mauch Chunk Trust FinancialMCHT 45 PS Ratio is 1.22 as of Jul. 07, 2026, which is 19% below its 10-year median of 1.51. GuruFocus rates MCHT with a GF Score™ of 45/100 and a GF Value™ of $6.75 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,519 Banks companies, Mauch Chunk Trust Financial ranks better than 88.87% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Mauch Chunk Trust Financial's share price is $6.70.
Mauch Chunk Trust Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $5.51. Hence, Mauch Chunk Trust Financial's PS Ratio for today is 1.22.
The historical rank and industry rank for Mauch Chunk Trust Financial's PS Ratio or its related term are showing as below:
MCHT'
s PS Ratio Range Over the Past 10 Years
Min: 1.03 Med: 1.51 Max: 3.1
Current: 1.22
During the past 7 years, Mauch Chunk Trust Financial's highest PS Ratio was 3.10. The lowest was 1.03. And the median was 1.51.
MCHT's PS Ratio is ranked better than 88.87% of 1519
companies
in the Banks industry
Industry Median: 3.02
vs MCHT: 1.22
During the past 7 years, Mauch Chunk Trust Financial's highest 3-Year average Revenue per Share Growth Rate was 7.10% per year. The lowest was -2.50% per year. And the median was 1.30% per year.
Back to Basics: PS Ratio
Mauch Chunk Trust Financial (OTCPK:MCHT) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Mauch Chunk Trust Financial PS Ratio Related Terms
Mauch Chunk Trust Financial PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's PS Ratio distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Mauch Chunk Trust Financial's Share Price of today is $6.70.
For company reported annually, GuruFocus uses latest annual data as the TTM data. Mauch Chunk Trust Financial's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $5.51.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Mauch Chunk Trust Financial (MCHT) has a PS Ratio of 1.22 as of Jul. 07, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mauch Chunk Trust Financial and its competitors. This is 19% below median its historical median of 1.51. Over the past decade, Mauch Chunk Trust Financial's PS Ratio has ranged from 1.03 to 3.10. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #169 out of 1519 companies in the Banks industry, placing it in the top 11.1%.
Is Mauch Chunk Trust Financial's PS Ratio too high?
Mauch Chunk Trust Financial's current PS Ratio of 1.22 is 19% below median its 10-year median of 1.51. Over the past 10 years, this metric has ranged from a low of 1.03 to a high of 3.10. The Banks industry median PS Ratio is 3.02. Mauch Chunk Trust Financial's value of 1.22 is 59.6% below this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #169 out of 1519 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mauch Chunk Trust Financial has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's PS Ratio compare to CNAF and UNIF?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #169 out of 1519 companies for PS Ratio. This places Mauch Chunk Trust Financial in the top 11% of its industry — outperforming the majority of peers. The industry median PS Ratio is 3.02. Mauch Chunk Trust Financial's value of 1.22 is 59.6% below this benchmark. Historically, Mauch Chunk Trust Financial's own PS Ratio has ranged from 1.03 to 3.10 over the past decade. While the company's 10-year median is 1.51 vs. the industry median of 3.02, Mauch Chunk Trust Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.02, based on 1,519 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current PS Ratio of 1.22 is 59.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median PS Ratio is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current PS Ratio is 1.22, which is 19% below median its own 10-year median of 1.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.75, compared to a current price of $6.70 — trading 0.7% below its estimated fair value. The current PS Ratio is 1.22, which is 19% below median its 10-year median of 1.51 and 59.6% below the Banks industry median of 3.02. Mauch Chunk Trust Financial's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current PS Ratio is 1.22 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.70 is trading 0.7% below its estimated GF Value™ of $6.75.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
PS Ratio: 1.22 (19% below median its 10-year median of 1.51)
GF Value™: $6.75 vs. price of $6.70 (0.7% below fair value)
Industry Position: 59.6% below the Banks median (#169 of 1519)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
45GF Score
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