Capricorn Group (NAM:CGP) Net Loan: R50,980 Mil (As of Dec. 2025)

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NAM:CGP Capricorn Group Ltd NAM:CGP
64 GF Score
Price R28.35
GF Value R24.16
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Capricorn Group Net Loan?

Capricorn Group NAM:CGP 64 Net Loan is R50,980 Mil as of Dec. 2025. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R24.16 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Capricorn Group's quarterly net loan increased from Dec. 2024 (R49,569 Mil) to Jun. 2025 (R50,284 Mil) and increased from Jun. 2025 (R50,284 Mil) to Dec. 2025 (R50,980 Mil).

Capricorn Group's annual net loan increased from Jun. 2023 (R45,095 Mil) to Jun. 2024 (R50,284 Mil) and increased from Jun. 2024 (R50,284 Mil) to Jun. 2025 (R50,980 Mil).

Capricorn Group Net Loan Historical Data

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The historical data trend for Capricorn Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capricorn Group Net Loan Chart

Capricorn Group Annual Data
Trend Jun12 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 40,558.18 42,938.85 45,094.68 48,469.53 50,284.39

Capricorn Group Semi-Annual Data
Jun12 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 46,806.26 48,469.53 49,568.65 50,284.39 50,979.73
NAM:CGP
64GF Score
Capricorn Group Ltd NAM:CGP
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Capricorn Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of R50,980 Mil mean?
Capricorn Group (NAM:CGP) has a Net Loan of R50,980 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Capricorn Group and its competitors.
Is Capricorn Group's Net Loan too high?
Capricorn Group's current Net Loan is R50,980 Mil. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's Net Loan compare to PNC and USB?
Capricorn Group's Net Loan of R50,980 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Capricorn Group and its competitors. Capricorn Group's current Net Loan is R50,980 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.16, compared to a current price of R28.35 — trading 17.3% above its estimated fair value. The current Net Loan is R50,980 Mil. Capricorn Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current Net Loan is R50,980 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capricorn Group (NAM:CGP) Overvalued in 2026?

Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued. The current stock price of R28.35 is trading 17.3% above its estimated GF Value™ of R24.16. GuruFocus considers Capricorn Group to be Modestly Overvalued.

Key valuation signals for NAM:CGP:

  • Net Loan: R50,980 Mil
  • GF Value™: R24.16 vs. price of R28.35 (17.3% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capricorn Group Business Description

Address Kasino Street, Capricorn Group Building, P.O.Box 15, 6th floor, Windhoek, NAM
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R28.35
Price
R24.16
GF Value