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Capricorn GroupNAM:CGP 68 Equity-to-Asset is 0.15 as of Dec. 2025, which is 25% above its 10-year median of 0.12. GuruFocus rates NAM:CGP with a GF Score™ of 68/100 and a GF Value™ of R24.36 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,524 Banks companies, Capricorn Group ranks better than 86.22% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Capricorn Group's Total Stockholders Equity for the quarter that ended in Dec. 2025 was R11,226 Mil. Capricorn Group's Total Assets for the quarter that ended in Dec. 2025 was R74,434 Mil.
Therefore, Capricorn Group's Equity to Asset Ratio for the quarter that ended in Dec. 2025 was 0.15.
The historical rank and industry rank for Capricorn Group's Equity-to-Asset or its related term are showing as below:
NAM:CGP'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.11 Med: 0.12 Max: 0.15
Current: 0.15
During the past 13 years, the highest Equity to Asset Ratio of Capricorn Group was 0.15. The lowest was 0.11. And the median was 0.12.
NAM:CGP's Equity-to-Asset is ranked better than 86.22% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs NAM:CGP: 0.15
Capricorn Group (NAM:CGP) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Capricorn Group Equity-to-Asset Related Terms
Capricorn Group Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Capricorn Group's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capricorn Group's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capricorn Group Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Capricorn Group's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Capricorn Group's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Capricorn Group's Equity to Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capricorn Group (NAM:CGP) has a Equity-to-Asset of 0.15 as of Dec. 2025. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Capricorn Group and its competitors. This is 25% above median its historical median of 0.12. Over the past decade, Capricorn Group's Equity-to-Asset has ranged from 0.11 to 0.15. According to the industry distribution chart, Capricorn Group ranks #210 out of 1524 companies in the Banks industry, placing it in the top 13.8%.
Is Capricorn Group's Equity-to-Asset too high?
Capricorn Group's current Equity-to-Asset of 0.15 is 25% above median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.11 to a high of 0.15. The Banks industry median Equity-to-Asset is 0.10. Capricorn Group's value of 0.15 is 50% above this industry median. Based on the distribution chart, Capricorn Group ranks #210 out of 1524 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capricorn Group has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #210 out of 1524 companies for Equity-to-Asset. This places Capricorn Group in the top 14% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.10. Capricorn Group's value of 0.15 is 50% above this benchmark. Historically, Capricorn Group's own Equity-to-Asset has ranged from 0.11 to 0.15 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current Equity-to-Asset of 0.15 is 50% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Capricorn Group and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current Equity-to-Asset is 0.15, which is 25% above median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.36, compared to a current price of R28.41 — trading 16.6% above its estimated fair value. The current Equity-to-Asset is 0.15, which is 25% above median its 10-year median of 0.12 and 50% above the Banks industry median of 0.10. Capricorn Group's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current Equity-to-Asset is 0.15 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capricorn Group (NAM:CGP) Overvalued in 2026?
Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued.
The current stock price of R28.41 is trading 16.6% above its estimated GF Value™ of R24.36.
GuruFocus considers Capricorn Group to be Modestly Overvalued.
Key valuation signals for NAM:CGP:
Equity-to-Asset: 0.15 (25% above median its 10-year median of 0.12)
GF Value™: R24.36 vs. price of R28.41 (16.6% above fair value)
Industry Position: 50% above the Banks median (#210 of 1524)
No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
68GF Score
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