Capricorn GroupNAM:CGP 64 5-Year Yield-on-Cost % is 4.63 as of Jul. 10, 2026, which is 10% below its 10-year median of 5.15. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R24.09 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,253 Banks companies, Capricorn Group ranks better than 60.81% on this metric.
Capricorn Group's yield on cost for the quarter that ended in Dec. 2025 was 4.63.
The historical rank and industry rank for Capricorn Group's 5-Year Yield-on-Cost % or its related term are showing as below:
NAM:CGP'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.13 Med: 5.15 Max: 6.73
Current: 4.63
During the past 13 years, Capricorn Group's highest Yield on Cost was 6.73. The lowest was 4.13. And the median was 5.15.
NAM:CGP's 5-Year Yield-on-Cost % is ranked better than 60.81% of 1253
companies
in the Banks industry
Industry Median: 3.89
vs NAM:CGP: 4.63
Capricorn Group (NAM:CGP) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Capricorn Group 5-Year Yield-on-Cost % Related Terms
NAM:CGP vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Capricorn Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capricorn Group 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Capricorn Group's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Capricorn Group's 5-Year Yield-on-Cost % falls into.
Capricorn Group 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Capricorn Group is calculated as
Capricorn Group (NAM:CGP) has a 5-Year Yield-on-Cost % of 4.63 as of Jul. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Capricorn Group and its competitors. This is 10% below median its historical median of 5.15. Over the past decade, Capricorn Group's 5-Year Yield-on-Cost % has ranged from 4.13 to 6.73. According to the industry distribution chart, Capricorn Group ranks #491 out of 1253 companies in the Banks industry, placing it in the top 39.2%.
Is Capricorn Group's 5-Year Yield-on-Cost % too high?
Capricorn Group's current 5-Year Yield-on-Cost % of 4.63 is 10% below median its 10-year median of 5.15. Over the past 10 years, this metric has ranged from a low of 4.13 to a high of 6.73. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Capricorn Group's value of 4.63 is 19% above this industry median. Based on the distribution chart, Capricorn Group ranks #491 out of 1253 companies in the Banks industry, which is above the industry midpoint. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #491 out of 1253 companies for 5-Year Yield-on-Cost %. This puts Capricorn Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Capricorn Group's value of 4.63 is 19% above this benchmark. Historically, Capricorn Group's own 5-Year Yield-on-Cost % has ranged from 4.13 to 6.73 over the past decade. While the company's 10-year median is 5.15 vs. the industry median of 3.89, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,253 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current 5-Year Yield-on-Cost % of 4.63 is 19% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Capricorn Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current 5-Year Yield-on-Cost % is 4.63, which is 10% below median its own 10-year median of 5.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.09, compared to a current price of R28.26 — trading 17.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.63, which is 10% below median its 10-year median of 5.15 and 19% above the Banks industry median of 3.89. Capricorn Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current 5-Year Yield-on-Cost % is 4.63 as of Jul. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capricorn Group (NAM:CGP) Overvalued in 2026?
Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued.
The current stock price of R28.26 is trading 17.3% above its estimated GF Value™ of R24.09.
GuruFocus considers Capricorn Group to be Modestly Overvalued.
Key valuation signals for NAM:CGP:
5-Year Yield-on-Cost %: 4.63 (10% below median its 10-year median of 5.15)
GF Value™: R24.09 vs. price of R28.26 (17.3% above fair value)
Industry Position: 19% above the Banks median (#491 of 1253)
No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score
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