Capricorn Group (NAM:CGP) 3-Year Dividend Growth Rate: 21.30% (As of Dec. 2025) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAM:CGP Capricorn Group Ltd NAM:CGP
72 GF Score
Price R28.81
GF Value R24.74
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is Capricorn Group 3-Year Dividend Growth Rate?

Capricorn Group NAM:CGP 72 3-Year Dividend Growth Rate is 21.30% as of Dec. 2025, which is at its 10-year median of 21.30. GuruFocus rates NAM:CGP with a GF Score™ of 72/100 and a GF Value™ of R24.74 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 958 Banks companies, Capricorn Group ranks better than 70.04% on this metric.

Capricorn Group's Dividends per Share for the six months ended in Dec. 2025 was R0.58.

The historical rank and industry rank for Capricorn Group's 3-Year Dividend Growth Rate or its related term are showing as below:

NAM:CGP' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 21.3   Med: 21.3   Max: 21.3
Current: 21.3

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of Capricorn Group was 21.30% per year. The lowest was 21.30% per year. And the median was 21.30% per year.

NAM:CGP's 3-Year Dividend Growth Rate is ranked better than
70.04% of 958 companies
in the Banks industry
Industry Median: 10.1 vs NAM:CGP: 21.30

During the past 12 months, Capricorn Group's average Dividends Per Share Growth Rate was 20.60% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 21.30% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Capricorn Group's Dividend Payout Ratio for the six months ended in Dec. 2025 was 0.34. As of today, Capricorn Group's Dividend Yield % is 4.54%.

Warning Sign:

Capricorn Group Ltd stock Dividend Yield % is close to 2-year low.

For more information regarding to dividend, please check our Dividend Page.


Capricorn Group  (NAM:CGP) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Capricorn Group's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.58/ 1.7087287283784
=0.34

During the past 12 years, the highest Dividend Payout Ratio of Capricorn Group was 0.40. The lowest was 0.27. And the median was 0.34.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Capricorn Group Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
NAD 0.5800002026-03-162026-03-202026-04-02Cash Dividendsemi-annuallyNAD:ZAR 1.025704
NAD 0.7400002025-10-062025-10-102025-10-24Cash Dividendsemi-annuallyNAD:ZAR 1.057720

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Capricorn Group's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=1.37762112/28.81
=4.78 %

Current Share Price is R28.81.
Capricorn Group's Dividends per Share for the trailing twelve months (TTM) ended in Today is R1.37762112.

During the past 12 years, the highest Dividend Yield of Capricorn Group was 6.69%. The lowest was 4.10%. And the median was 5.09%.

Warning Sign:

Capricorn Group Ltd stock Dividend Yield % is close to 2-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Capricorn Group 3-Year Dividend Growth Rate Related Terms>


NAM:CGP vs USB, PNC: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Capricorn Group's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capricorn Group 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Capricorn Group's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Capricorn Group's 3-Year Dividend Growth Rate falls into.


NAM:CGP
72GF Score
Capricorn Group Ltd NAM:CGP
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capricorn Group 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 21.30% mean?
Capricorn Group (NAM:CGP) has a 3-Year Dividend Growth Rate of 21.30% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Capricorn Group and its competitors. This is near median its historical median of 21.30. Over the past decade, Capricorn Group's 3-Year Dividend Growth Rate has ranged from 21.30 to 21.30. According to the industry distribution chart, Capricorn Group ranks #287 out of 958 companies in the Banks industry, placing it in the top 30%.
Is Capricorn Group's 3-Year Dividend Growth Rate too high?
Capricorn Group's current 3-Year Dividend Growth Rate of 21.30% is near median its 10-year median of 21.30. Over the past 10 years, this metric has ranged from a low of 21.30 to a high of 21.30. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Capricorn Group's value of 21.30% is 110.9% above this industry median. Based on the distribution chart, Capricorn Group ranks #287 out of 958 companies in the Banks industry, which is above the industry midpoint. Overall, Capricorn Group has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's 3-Year Dividend Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Capricorn Group ranks #287 out of 958 companies for 3-Year Dividend Growth Rate. This puts Capricorn Group in the upper half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Capricorn Group's value of 21.30% is 110.9% above this benchmark. Historically, Capricorn Group's own 3-Year Dividend Growth Rate has ranged from 21.30 to 21.30 over the past decade. While the company's 10-year median is 21.30 vs. the industry median of 10.10, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current 3-Year Dividend Growth Rate of 21.30% is 110.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Capricorn Group and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current 3-Year Dividend Growth Rate is 21.30%, which is near median its own 10-year median of 21.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.74, compared to a current price of R28.81 — trading 16.5% above its estimated fair value. The current 3-Year Dividend Growth Rate is 21.30%, which is near median its 10-year median of 21.30 and 110.9% above the Banks industry median of 10.10. Capricorn Group's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current 3-Year Dividend Growth Rate is 21.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capricorn Group (NAM:CGP) Overvalued in 2026?

Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued. The current stock price of R28.81 is trading 16.5% above its estimated GF Value™ of R24.74. GuruFocus considers Capricorn Group to be Modestly Overvalued.

Key valuation signals for NAM:CGP:

  • 3-Year Dividend Growth Rate: 21.30% (near median its 10-year median of 21.30)
  • GF Value™: R24.74 vs. price of R28.81 (16.5% above fair value)
  • GF Score™: 72/100 with 5 warning signs
  • Industry Position: 110.9% above the Banks median (#287 of 958)

No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capricorn Group Business Description

Address Kasino Street, Capricorn Group Building, P.O.Box 15, 6th floor, Windhoek, NAM
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
72GF Score

Get the complete analysis for NAM:CGP

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R28.81
Price
R24.74
GF Value