Capricorn Group (NAM:CGP) Net Debt Paydown Yield % : 4.76% (As of Jul. 06, 2026)


NAM:CGP Capricorn Group Ltd NAM:CGP
64 GF Score
Price R28.17
GF Value R24.06
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Capricorn Group Net Debt Paydown Yield %?

Capricorn Group NAM:CGP +0.07% 64 Net Debt Paydown Yield % is 4.76% as of Jul. 06, 2026. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R24.06 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,420 Banks companies, Capricorn Group ranks better than 75.77% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Capricorn Group's Net Debt Paydown Yield % was 4.76%.


Capricorn Group  (NAM:CGP) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Capricorn Group Net Debt Paydown Yield % Related Terms


Capricorn Group Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Capricorn Group's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capricorn Group Net Debt Paydown Yield % Chart

Capricorn Group Annual Data
Trend Jun12 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.55 3.64 5.32 -0.98 1.49

Capricorn Group Semi-Annual Data
Jun12 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.71 -0.98 -2.98 1.49 5.14

NAM:CGP vs PNC, USB: Net Debt Paydown Yield % Comparison

For the Banks - Regional subindustry, Capricorn Group's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capricorn Group Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Capricorn Group's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Capricorn Group's Net Debt Paydown Yield % falls into.


NAM:CGP
64GF Score
Capricorn Group Ltd NAM:CGP
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Capricorn Group Net Debt Paydown Yield % Calculation

Capricorn Group's Net Debt Paydown Yield % for the quarter that ended in Dec. 2025 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 6346.78-5665.45 )/13247.3107
=5.14 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of 4.76% mean?
Capricorn Group (NAM:CGP) has a Net Debt Paydown Yield % of 4.76% as of Jul. 06, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Capricorn Group and its competitors. According to the industry distribution chart, Capricorn Group ranks #344 out of 1420 companies in the Banks industry, placing it in the top 24.2%.
Is Capricorn Group's Net Debt Paydown Yield % too high?
Capricorn Group's current Net Debt Paydown Yield % is 4.76%. Based on the distribution chart, Capricorn Group ranks #344 out of 1420 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's Net Debt Paydown Yield % compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #344 out of 1420 companies for Net Debt Paydown Yield %. This places Capricorn Group in the top 24% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Capricorn Group and its competitors. Capricorn Group's current Net Debt Paydown Yield % is 4.76%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.06, compared to a current price of R28.17 — trading 17.1% above its estimated fair value. The current Net Debt Paydown Yield % is 4.76%. Capricorn Group's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current Net Debt Paydown Yield % is 4.76% as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capricorn Group (NAM:CGP) Overvalued in 2026?

Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued. The current stock price of R28.17 is trading 17.1% above its estimated GF Value™ of R24.06. GuruFocus considers Capricorn Group to be Modestly Overvalued.

Key valuation signals for NAM:CGP:

  • Net Debt Paydown Yield %: 4.76%
  • GF Value™: R24.06 vs. price of R28.17 (17.1% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capricorn Group Business Description

Address Kasino Street, Capricorn Group Building, P.O.Box 15, 6th floor, Windhoek, NAM
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score

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Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R28.17
Price
R24.06
GF Value