Capricorn GroupNAM:CGP +0.04%64 Dividend Payout Ratio is 0.45 as of Dec. 2025, which is 32% above its 10-year median of 0.34. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R23.97 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,168 Banks companies, Capricorn Group ranks worse than 62.76% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Capricorn Group's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.45.
The historical rank and industry rank for Capricorn Group's Dividend Payout Ratio or its related term are showing as below:
NAM:CGP'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.34 Max: 0.4
Current: 0.4
During the past 13 years, the highest Dividend Payout Ratio of Capricorn Group was 0.40. The lowest was 0.27. And the median was 0.34.
NAM:CGP's Dividend Payout Ratio is ranked worse than 62.76% of 1168
companies
in the Banks industry
Industry Median: 0.32
vs NAM:CGP: 0.40
During the past 12 months, Capricorn Group's average Dividends Per Share Growth Rate was 20.60% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 21.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Capricorn Group was 21.30% per year. The lowest was 21.30% per year. And the median was 21.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Capricorn Group (NAM:CGP) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Capricorn Group Dividend Payout Ratio Related Terms
Capricorn Group Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Capricorn Group's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
NAM:CGP vs PNC, USB: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Capricorn Group's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capricorn Group Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Capricorn Group's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Capricorn Group's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Capricorn Group's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capricorn Group (NAM:CGP) has a Dividend Payout Ratio of 0.45 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Capricorn Group and its competitors. This is 32% above median its historical median of 0.34. Over the past decade, Capricorn Group's Dividend Payout Ratio has ranged from 0.27 to 0.40. According to the industry distribution chart, Capricorn Group ranks #733 out of 1168 companies in the Banks industry, placing it in the top 62.8%.
Is Capricorn Group's Dividend Payout Ratio too high?
Capricorn Group's current Dividend Payout Ratio of 0.45 is 32% above median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.40. The Banks industry median Dividend Payout Ratio is 0.32. Capricorn Group's value of 0.45 is 40.6% above this industry median. Based on the distribution chart, Capricorn Group ranks #733 out of 1168 companies in the Banks industry, which is below the industry midpoint. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's Dividend Payout Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #733 out of 1168 companies for Dividend Payout Ratio. This places Capricorn Group in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Capricorn Group's value of 0.45 is 40.6% above this benchmark. Historically, Capricorn Group's own Dividend Payout Ratio has ranged from 0.27 to 0.40 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.32, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current Dividend Payout Ratio of 0.45 is 40.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Capricorn Group and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current Dividend Payout Ratio is 0.45, which is 32% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R23.97, compared to a current price of R28.12 — trading 17.3% above its estimated fair value. The current Dividend Payout Ratio is 0.45, which is 32% above median its 10-year median of 0.34 and 40.6% above the Banks industry median of 0.32. Capricorn Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current Dividend Payout Ratio is 0.45 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capricorn Group (NAM:CGP) Overvalued in 2026?
Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued.
The current stock price of R28.12 is trading 17.3% above its estimated GF Value™ of R23.97.
GuruFocus considers Capricorn Group to be Modestly Overvalued.
Key valuation signals for NAM:CGP:
Dividend Payout Ratio: 0.45 (32% above median its 10-year median of 0.34)
GF Value™: R23.97 vs. price of R28.12 (17.3% above fair value)
Industry Position: 40.6% above the Banks median (#733 of 1168)
No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score
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