Capricorn Group (NAM:CGP) ROE % Adjusted to Book Value: 13.00% (As of Dec. 2025)


NAM:CGP Capricorn Group Ltd NAM:CGP
64 GF Score
Price R28.12
GF Value R23.97
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Capricorn Group ROE % Adjusted to Book Value?

Capricorn Group NAM:CGP +0.04% 64 ROE % Adjusted to Book Value is 13.00% as of Dec. 2025. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R23.97 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Capricorn Group's ROE % for the quarter that ended in Dec. 2025 was 15.60%. Capricorn Group's PB Ratio for the quarter that ended in Dec. 2025 was 1.20. Capricorn Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 13.00%.


Capricorn Group ROE % Adjusted to Book Value Related Terms


Capricorn Group ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Capricorn Group's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capricorn Group ROE % Adjusted to Book Value Chart

Capricorn Group Annual Data
Trend Jun12 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.37 16.18 21.49 17.51 17.86

Capricorn Group Semi-Annual Data
Jun12 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.49 17.83 19.86 15.98 13.00

NAM:CGP vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Capricorn Group's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capricorn Group ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Capricorn Group's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Capricorn Group's ROE % Adjusted to Book Value falls into.


NAM:CGP
64GF Score
Capricorn Group Ltd NAM:CGP
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Capricorn Group ROE % Adjusted to Book Value Calculation

Capricorn Group's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.22% / 1.02
=17.86%

Capricorn Group's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=15.60% / 1.20
=13.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 13.00% mean?
Capricorn Group (NAM:CGP) has a ROE % Adjusted to Book Value of 13.00% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Capricorn Group and its competitors.
Is Capricorn Group's ROE % Adjusted to Book Value too high?
Capricorn Group's current ROE % Adjusted to Book Value is 13.00%. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's ROE % Adjusted to Book Value compare to PNC and USB?
Capricorn Group's ROE % Adjusted to Book Value of 13.00% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Capricorn Group and its competitors. Capricorn Group's current ROE % Adjusted to Book Value is 13.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R23.97, compared to a current price of R28.12 — trading 17.3% above its estimated fair value. The current ROE % Adjusted to Book Value is 13.00%. Capricorn Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current ROE % Adjusted to Book Value is 13.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capricorn Group (NAM:CGP) Overvalued in 2026?

Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued. The current stock price of R28.12 is trading 17.3% above its estimated GF Value™ of R23.97. GuruFocus considers Capricorn Group to be Modestly Overvalued.

Key valuation signals for NAM:CGP:

  • ROE % Adjusted to Book Value: 13.00%
  • GF Value™: R23.97 vs. price of R28.12 (17.3% above fair value)
  • GF Score™: 64/100 with 4 warning signs

No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capricorn Group Business Description

Address Kasino Street, Capricorn Group Building, P.O.Box 15, 6th floor, Windhoek, NAM
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score

Get the complete analysis for NAM:CGP

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R28.12
Price
R23.97
GF Value