Capricorn GroupNAM:CGP 68 PE Ratio (TTM) is 8.41 as of Jul. 01, 2026, which is 10% above its 10-year median of 7.67. GuruFocus rates NAM:CGP with a GF Score™ of 68/100 and a GF Value™ of R24.01 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,447 Banks companies, Capricorn Group ranks better than 75.6% on this metric.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). As of today (2026-07-01), Capricorn Group's share price is
R28.12.
Capricorn Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was R3.34. Therefore, Capricorn Group's PE Ratio (TTM) for today is 8.41.
Warning Sign:
Capricorn Group Ltd stock PE Ratio (=7.73) is close to 5-year high of 8.24.
The historical rank and industry rank for Capricorn Group's PE Ratio (TTM) or its related term are showing as below:
NAM:CGP'
s PE Ratio (TTM) Range Over the Past 10 Years
Min: 5.06 Med: 7.67 Max: 10.11
Current: 8.41
During the past 13 years, the highest PE Ratio (TTM) of Capricorn Group was 10.11. The lowest was 5.06. And the median was 7.67.
NAM:CGP's PE Ratio (TTM) is ranked better than 75.6% of 1447
companies
in the Banks industry
Industry Median: 11.71
vs NAM:CGP: 8.41
During the past 12 months, Capricorn Group's average EPS without NRIGrowth Rate was -7.10% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 21.50% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was -21.30% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 6.80% per year.
During the past 13 years, Capricorn Group's highest 3-Year average EPS without NRI Growth Rate was 386.00% per year. The lowest was -74.00% per year. And the median was 0.90% per year.
Capricorn Group's EPS (Basic) for the
six
months ended in Dec. 2025 was R1.69.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was R3.41.
Capricorn Group (NAM:CGP) PE Ratio (TTM) Explanation
The PE Ratio (TTM) can be viewed as the number of years it takes for the company to earn back the price you pay for the stock. For example, if a company earns $2 a share per year, and the stock is traded at $30, the PE Ratio (TTM) is 15. Therefore it takes 15 years for the company to earn back the $30 you paid for its stock, assuming the earnings stays constant over the next 15 years.
In real business, earnings never stay constant. If a company can grow its earnings, it takes fewer years for the company to earn back the price you pay for the stock. If a company's earnings decline it takes more years. As a shareholder, you want the company to earn back the price you pay as soon as possible. Therefore, lower P/E stocks are more attractive than higher P/E stocks so long as the PE Ratio (TTM) is positive. Also for stocks with the same PE Ratio (TTM), the one with faster growth business is more attractive.
If a company loses money, the PE Ratio (TTM) becomes meaningless.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the PE Ratio (TTM) divided by the growth ratio. He thinks a company with a PE Ratio (TTM) equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a PE Ratio (TTM) of 20, instead of a company growing 10% a year with a PE Ratio (TTM) of 10.
Because the PE Ratio (TTM) measures how long it takes to earn back the price you pay, the PE Ratio (TTM) can be applied to the stocks across different industries. That is why it is the one of the most important and widely used indicators for the valuation of stocks.
Investors need to be aware that the PE Ratio (TTM) can be misleading a lot of times, especially when the underlying business is cyclical and unpredictable. As Peter Lynch pointed out, cyclical businesses have higher profit margins at the peaks of the business cycles. Their earnings are high and PE Ratio (TTM)s are artificially low. It is usually a bad idea to buy a cyclical business when the PE Ratio (TTM) is low. A better ratio to identify the time to buy a cyclical businesses is the PS Ratio .
PE Ratio (TTM) can also be affected by non-recurring-items such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio (TTM).
Capricorn Group PE Ratio (TTM) Related Terms
Capricorn Group PE Ratio (TTM) Historical Data
* Premium members only.
The historical data trend for Capricorn Group's PE Ratio (TTM) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capricorn Group's PE Ratio (TTM), along with its competitors' market caps and PE Ratio (TTM) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capricorn Group PE Ratio (TTM) vs Banks Industry
For the Banks industry and Financial Services sector, Capricorn Group's PE Ratio (TTM) distribution charts can be found below:
* The bar in red indicates where Capricorn Group's PE Ratio (TTM) falls into.
The PE Ratio (TTM), or Price-to-Earnings ratio, or P/E Ratio, is a financial ratio used to compare a company's market price to its Earnings per Share (Diluted). It is the most widely used ratio in the valuation of stocks.
Capricorn Group's Share Price of today is R28.12.
For company reported semi-annually, Capricorn Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was R3.34.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
There are at least three kinds of PE Ratio (TTM)s used by different investors. They are Trailing Twelve Month PE Ratio (TTM) or PE Ratio (TTM) (TTM), Forward PE Ratio, or PE Ratio without NRI. A new PE Ratio (TTM) based on inflation-adjusted normalized PE Ratio (TTM) is called Shiller PE Ratio, after Yale professor Robert Shiller.
In the calculation of PE Ratio (TTM), the earnings per share used are the earnings per share over the past 12 months. For Forward PE Ratio, the earnings are the expected earnings for the next twelve months. In the case of PE Ratio without NRI, the reported earnings less the non-recurring items are used.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. Since it looks at the average over the last 10 years, Shiller PE Ratio is also called PE10.
Capricorn Group (NAM:CGP) has a PE Ratio (TTM) of 8.41 as of Jul. 01, 2026. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Capricorn Group and its competitors. This is 10% above median its historical median of 7.67. Over the past decade, Capricorn Group's PE Ratio (TTM) has ranged from 5.06 to 10.11. According to the industry distribution chart, Capricorn Group ranks #353 out of 1447 companies in the Banks industry, placing it in the top 24.4%.
Is Capricorn Group's PE Ratio (TTM) too high?
Capricorn Group's current PE Ratio (TTM) of 8.41 is 10% above median its 10-year median of 7.67. Over the past 10 years, this metric has ranged from a low of 5.06 to a high of 10.11. The Banks industry median PE Ratio (TTM) is 11.71. Capricorn Group's value of 8.41 is 28.2% below this industry median. Based on the distribution chart, Capricorn Group ranks #353 out of 1447 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capricorn Group has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's PE Ratio (TTM) compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #353 out of 1447 companies for PE Ratio (TTM). This places Capricorn Group in the top 24% of its industry — outperforming the majority of peers. The industry median PE Ratio (TTM) is 11.71. Capricorn Group's value of 8.41 is 28.2% below this benchmark. Historically, Capricorn Group's own PE Ratio (TTM) has ranged from 5.06 to 10.11 over the past decade. While the company's 10-year median is 7.67 vs. the industry median of 11.71, Capricorn Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PE Ratio (TTM) for a Banks company?
The median PE Ratio (TTM) among Banks companies is 11.71, based on 1,447 companies in the industry. Companies in the top quartile (top 25%) have a PE Ratio (TTM) significantly above this median, while those in the bottom quartile fall well below. However, PE Ratio (TTM) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current PE Ratio (TTM) of 8.41 is 28.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PE Ratio (TTM) mean?
A high PE Ratio (TTM) can signal that a stock is expensive relative to its fundamentals. Trailing 12-month P/E ratio is the ratio of share price to a company's trailing 12-month earnings per share. View historical data on Capricorn Group and its competitors. For the Banks industry, the median PE Ratio (TTM) is 11.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current PE Ratio (TTM) is 8.41, which is 10% above median its own 10-year median of 7.67. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.01, compared to a current price of R28.12 — trading 17.1% above its estimated fair value. The current PE Ratio (TTM) is 8.41, which is 10% above median its 10-year median of 7.67 and 28.2% below the Banks industry median of 11.71. Capricorn Group's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PE Ratio (TTM) calculated?
PE Ratio (TTM) is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current PE Ratio (TTM) is 8.41 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capricorn Group (NAM:CGP) Overvalued in 2026?
Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued.
The current stock price of R28.12 is trading 17.1% above its estimated GF Value™ of R24.01.
GuruFocus considers Capricorn Group to be Modestly Overvalued.
Key valuation signals for NAM:CGP:
PE Ratio (TTM): 8.41 (10% above median its 10-year median of 7.67)
GF Value™: R24.01 vs. price of R28.12 (17.1% above fair value)
Industry Position: 28.2% below the Banks median (#353 of 1447)
No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
68GF Score
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