Capricorn Group (NAM:CGP) LT-Debt-to-Total-Asset: 0.08 (As of Dec. 2025)

What is Capricorn Group LT-Debt-to-Total-Asset?

Capricorn Group NAM:CGP 68 LT-Debt-to-Total-Asset is 0.08 as of Dec. 2025. GuruFocus rates NAM:CGP with a GF Score™ of 68/100 and a GF Value™ of R23.97 (Modestly Overvalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Capricorn Group's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.08.

Capricorn Group's long-term debt to total assets ratio declined from Dec. 2024 (0.09) to Dec. 2025 (0.08). It may suggest that Capricorn Group is progressively becoming less dependent on debt to grow their business.

Capricorn Group (NAM:CGP) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Capricorn Group LT-Debt-to-Total-Asset Related Terms

Capricorn Group LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Capricorn Group's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Capricorn Group LT-Debt-to-Total-Asset Chart

Capricorn Group Annual Data

Trend

Jun12

Jun17

Jun18

Jun19

Jun20

Jun21

Jun22

Jun23

Jun24

Jun25

LT-Debt-to-Total-Asset

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0.13

0.10

0.09

0.07

Capricorn Group Semi-Annual Data
	Jun12	Dec16	Jun17	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Jun24	Dec24	Jun25	Dec25
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.09	0.09	0.09	0.07	0.08

68GF Score

Capricorn Group Ltd NAM:CGP

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Capricorn Group LT-Debt-to-Total-Asset Calculation

Capricorn Group's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Jun. 2025 is calculated as

LT Debt to Total Assets (A: Jun. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Jun. 2025 )	/	Total Assets (A: Jun. 2025 )
	=	5331.17	/	72429.205
	=	0.07

Capricorn Group's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )	/	Total Assets (Q: Dec. 2025 )
	=	5874.973	/	73337.041
	=	0.08

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.08 mean?

Capricorn Group (NAM:CGP) has a LT-Debt-to-Total-Asset of 0.08 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capricorn Group and its competitors.

Is Capricorn Group's LT-Debt-to-Total-Asset too high?

Capricorn Group's current LT-Debt-to-Total-Asset is 0.08. Overall, Capricorn Group has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Capricorn Group's LT-Debt-to-Total-Asset compare to PNC and USB?

Capricorn Group's LT-Debt-to-Total-Asset of 0.08 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Capricorn Group and its competitors. Capricorn Group's current LT-Debt-to-Total-Asset is 0.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Capricorn Group stock overvalued right now?

Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R23.97, compared to a current price of R28.12 — trading 17.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.08. Capricorn Group's overall GF Score™ is 68/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current LT-Debt-to-Total-Asset is 0.08 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capricorn Group (NAM:CGP) Overvalued in 2026?

Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued. The current stock price of R28.12 is trading 17.3% above its estimated GF Value™ of R23.97. GuruFocus considers Capricorn Group to be Modestly Overvalued.

Key valuation signals for NAM:CGP:

LT-Debt-to-Total-Asset: 0.08
GF Value™: R23.97 vs. price of R28.12 (17.3% above fair value)
GF Score™: 68/100 with 4 warning signs

No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Capricorn Group Business Description

Industry Financial Services Banks

Comparable Companies SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658 LSE:NWG TSE:7182 XTER:DBK

Address Kasino Street, Capricorn Group Building, P.O.Box 15, 6th floor, Windhoek, NAM

Website https://www.capricorn.com.na

Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.

68GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R28.12

Price

R23.97

GF Value

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