Capricorn GroupNAM:CGP 64 Net Margin % is 28.52% as of Dec. 2025, which is 11% below its 10-year median of 32.04. GuruFocus rates NAM:CGP with a GF Score™ of 64/100 and a GF Value™ of R23.97 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,527 Banks companies, Capricorn Group ranks better than 60.97% on this metric.
The historical rank and industry rank for Capricorn Group's Net Margin % or its related term are showing as below:
NAM:CGP'
s Net Margin % Range Over the Past 10 Years
Min: 21.91 Med: 32.04 Max: 34.55
Current: 30.23
NAM:CGP's Net Margin % is ranked better than 60.97% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs NAM:CGP: 30.23
Capricorn Group (NAM:CGP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Capricorn Group Net Margin % Related Terms
Capricorn Group Net Margin % Historical Data
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The historical data trend for Capricorn Group's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Capricorn Group's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Capricorn Group Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Capricorn Group's Net Margin % distribution charts can be found below:
* The bar in red indicates where Capricorn Group's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Capricorn Group (NAM:CGP) has a Net Margin % of 28.52% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Capricorn Group and its competitors. This is 11% below median its historical median of 32.04. Over the past decade, Capricorn Group's Net Margin % has ranged from 21.91 to 34.55. According to the industry distribution chart, Capricorn Group ranks #596 out of 1527 companies in the Banks industry, placing it in the top 39%.
Is Capricorn Group's Net Margin % too high?
Capricorn Group's current Net Margin % of 28.52% is 11% below median its 10-year median of 32.04. Over the past 10 years, this metric has ranged from a low of 21.91 to a high of 34.55. The Banks industry median Net Margin % is 26.95. Capricorn Group's value of 28.52% is 5.8% above this industry median. Based on the distribution chart, Capricorn Group ranks #596 out of 1527 companies in the Banks industry, which is above the industry midpoint. Overall, Capricorn Group has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Capricorn Group ranks #596 out of 1527 companies for Net Margin %. This puts Capricorn Group in the upper half of its industry. The industry median Net Margin % is 26.95. Capricorn Group's value of 28.52% is 5.8% above this benchmark. Historically, Capricorn Group's own Net Margin % has ranged from 21.91 to 34.55 over the past decade. While the company's 10-year median is 32.04 vs. the industry median of 26.95, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current Net Margin % of 28.52% is 5.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Capricorn Group and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current Net Margin % is 28.52%, which is 11% below median its own 10-year median of 32.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R23.97, compared to a current price of R28.11 — trading 17.3% above its estimated fair value. The current Net Margin % is 28.52%, which is 11% below median its 10-year median of 32.04 and 5.8% above the Banks industry median of 26.95. Capricorn Group's overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current Net Margin % is 28.52% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Capricorn Group (NAM:CGP) Overvalued in 2026?
Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued.
The current stock price of R28.11 is trading 17.3% above its estimated GF Value™ of R23.97.
GuruFocus considers Capricorn Group to be Modestly Overvalued.
Key valuation signals for NAM:CGP:
Net Margin %: 28.52% (11% below median its 10-year median of 32.04)
GF Value™: R23.97 vs. price of R28.11 (17.3% above fair value)
Industry Position: 5.8% above the Banks median (#596 of 1527)
No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
64GF Score
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