Capricorn Group (NAM:CGP) 3-Year EPS without NRI Growth Rate: 21.40% (As of Dec. 2025) — 2040% Above Median

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NAM:CGP Capricorn Group Ltd NAM:CGP
70 GF Score
Price R28.57
GF Value R24.65
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Capricorn Group 3-Year EPS without NRI Growth Rate?

Capricorn Group NAM:CGP 70 3-Year EPS without NRI Growth Rate is 21.40% as of Dec. 2025, which is 2040% above its 10-year median of 1.00. GuruFocus rates NAM:CGP with a GF Score™ of 70/100 and a GF Value™ of R24.65 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,409 Banks companies, Capricorn Group ranks better than 77.71% on this metric.

Capricorn Group's EPS without NRI for the six months ended in Dec. 2025 was R1.68.

During the past 12 months, Capricorn Group's average EPS without NRI Growth Rate was -7.10% per year. During the past 3 years, the average EPS without NRI Growth Rate was 21.40% per year. During the past 5 years, the average EPS without NRI Growth Rate was -21.20% per year. During the past 10 years, the average EPS without NRI Growth Rate was 6.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Capricorn Group was 386.00% per year. The lowest was -74.00% per year. And the median was 1.00% per year.


Capricorn Group  (NAM:CGP) 3-Year EPS without NRI Growth Rate Explanation

EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.


Capricorn Group 3-Year EPS without NRI Growth Rate Related Terms


NAM:CGP vs USB, PNC: 3-Year EPS without NRI Growth Rate Comparison

For the Banks - Regional subindustry, Capricorn Group's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Capricorn Group 3-Year EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Capricorn Group's 3-Year EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Capricorn Group's 3-Year EPS without NRI Growth Rate falls into.


NAM:CGP
70GF Score
Capricorn Group Ltd NAM:CGP
3-Year EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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Capricorn Group 3-Year EPS without NRI Growth Rate Calculation

This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.

What does a 3-Year EPS without NRI Growth Rate of 21.40% mean?
Capricorn Group (NAM:CGP) has a 3-Year EPS without NRI Growth Rate of 21.40% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Capricorn Group and its competitors. This is 2040% above median its historical median of 1.00. According to the industry distribution chart, Capricorn Group ranks #314 out of 1409 companies in the Banks industry, placing it in the top 22.3%.
Is Capricorn Group's 3-Year EPS without NRI Growth Rate too high?
Capricorn Group's current 3-Year EPS without NRI Growth Rate of 21.40% is 2040% above median its 10-year median of 1.00. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Capricorn Group's value of 21.40% is 185.3% above this industry median. Based on the distribution chart, Capricorn Group ranks #314 out of 1409 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Capricorn Group has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Capricorn Group's 3-Year EPS without NRI Growth Rate compare to USB and PNC?
According to the Banks industry distribution chart, Capricorn Group ranks #314 out of 1409 companies for 3-Year EPS without NRI Growth Rate. This places Capricorn Group in the top 22% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Capricorn Group's value of 21.40% is 185.3% above this benchmark. While the company's 10-year median is 1.00 vs. the industry median of 7.50, Capricorn Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Capricorn Group's current 3-Year EPS without NRI Growth Rate of 21.40% is 185.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Capricorn Group and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Capricorn Group's current 3-Year EPS without NRI Growth Rate is 21.40%, which is 2040% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Capricorn Group stock overvalued right now?
Based on GuruFocus' analysis, Capricorn Group (NAM:CGP) is currently considered Modestly Overvalued. The stock's GF Value™ is R24.65, compared to a current price of R28.57 — trading 15.9% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 21.40%, which is 2040% above median its 10-year median of 1.00 and 185.3% above the Banks industry median of 7.50. Capricorn Group's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Capricorn Group (NAM:CGP), the current 3-Year EPS without NRI Growth Rate is 21.40% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Capricorn Group (NAM:CGP) Overvalued in 2026?

Based on GuruFocus' analysis, Capricorn Group stock appears to be overvalued. The current stock price of R28.57 is trading 15.9% above its estimated GF Value™ of R24.65. GuruFocus considers Capricorn Group to be Modestly Overvalued.

Key valuation signals for NAM:CGP:

  • 3-Year EPS without NRI Growth Rate: 21.40% (2040% above median its 10-year median of 1.00)
  • GF Value™: R24.65 vs. price of R28.57 (15.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 185.3% above the Banks median (#314 of 1409)

No single metric tells the full story. See the NAM:CGP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Capricorn Group Business Description

Address Kasino Street, Capricorn Group Building, P.O.Box 15, 6th floor, Windhoek, NAM
Capricorn Group Ltd is a Namibia-based financial services group. It operates as an investment holding company with interests in banking, insurance, asset management, and microlending. The banking operation is the company's two operating segments, which include banking activities in Namibia and Botswana, as well as term lending and related activities in Namibia. Other components include property development, asset management, and unit trust management. The majority of the company's revenue comes from its banking operations in Namibia.
70GF Score

Get the complete analysis for NAM:CGP

3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R28.57
Price
R24.65
GF Value