Security Bank (PHS:SECB) Net Loan: ₱739,971 Mil (As of Mar. 2026)


PHS:SECB Security Bank Corp PHS:SECB
86 GF Score
Price ₱65.95
GF Value ₱100.99
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Security Bank Net Loan?

Security Bank PHS:SECB +0.92% 86 Net Loan is ₱739,971 Mil as of Mar. 2026. GuruFocus rates PHS:SECB with a GF Score™ of 86/100 and a GF Value™ of ₱100.99 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Security Bank's quarterly net loan increased from Sep. 2025 (₱673,536 Mil) to Dec. 2025 (₱714,996 Mil) and increased from Dec. 2025 (₱714,996 Mil) to Mar. 2026 (₱739,971 Mil).

Security Bank's annual net loan increased from Dec. 2023 (₱534,574 Mil) to Dec. 2024 (₱714,996 Mil) and increased from Dec. 2024 (₱714,996 Mil) to Dec. 2025 (₱739,971 Mil).

Security Bank Net Loan Historical Data

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The historical data trend for Security Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bank Net Loan Chart

Security Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 472,640.68 523,608.58 534,574.50 677,435.03 714,995.82

Security Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 666,587.98 668,896.78 673,536.21 714,995.82 739,970.62
PHS:SECB
86GF Score
Security Bank Corp PHS:SECB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₱739,971 Mil mean?
Security Bank (PHS:SECB) has a Net Loan of ₱739,971 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Security Bank and its competitors.
Is Security Bank's Net Loan too high?
Security Bank's current Net Loan is ₱739,971 Mil. Overall, Security Bank has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Net Loan compare to competitors?
Security Bank's Net Loan of ₱739,971 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Security Bank and its competitors. Security Bank's current Net Loan is ₱739,971 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱100.99, compared to a current price of ₱65.95 — trading 34.7% below its estimated fair value. The current Net Loan is ₱739,971 Mil. Security Bank's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Net Loan is ₱739,971 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱65.95 is trading 34.7% below its estimated GF Value™ of ₱100.99. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

  • Net Loan: ₱739,971 Mil
  • GF Value™: ₱100.99 vs. price of ₱65.95 (34.7% below fair value)
  • GF Score™: 86/100 with 1 warning sign

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Bank Business Description

Other Exchanges SYBJF:USA
Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
86GF Score

Get the complete analysis for PHS:SECB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.95
Price
₱100.99
GF Value