Security Bank (PHS:SECB) Future 3-5Y EPS without NRI Growth Rate: 15.09 (As of Sep. 07, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PHS:SECB Security Bank Corp PHS:SECB
81 GF Score
Price ₱64.30
GF Value ₱92.24
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Security Bank Future 3-5Y EPS without NRI Growth Rate?

Security Bank PHS:SECB +0.31% 81 Future 3-5Y EPS without NRI Growth Rate is 15.09 as of Sep. 07, 2026. GuruFocus rates PHS:SECB with a GF Score™ of 81/100 and a GF Value™ of ₱92.24 (Significantly Undervalued). The stock has 2 warning signs investors should review. Among 501 Banks companies, Security Bank ranks better than 68.86% on this metric.

Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

As of today, Security Bank's Future 3-5Y EPS without NRI Growth Rate is 15.09.


Security Bank  (PHS:SECB) Future 3-5Y EPS without NRI Growth Rate Explanation

Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.


Security Bank Future 3-5Y EPS without NRI Growth Rate Related Terms


Security Bank Future 3-5Y EPS without NRI Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Security Bank's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Bank Future 3-5Y EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Security Bank's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Security Bank's Future 3-5Y EPS without NRI Growth Rate falls into.


PHS:SECB
81GF Score
Security Bank Corp PHS:SECB
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Future 3-5Y EPS without NRI Growth Rate of 15.09 mean?
Security Bank (PHS:SECB) has a Future 3-5Y EPS without NRI Growth Rate of 15.09 as of Sep. 07, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Security Bank and its competitors. According to the industry distribution chart, Security Bank ranks #156 out of 501 companies in the Banks industry, placing it in the top 31.1%.
Is Security Bank's Future 3-5Y EPS without NRI Growth Rate too high?
Security Bank's current Future 3-5Y EPS without NRI Growth Rate is 15.09. The Banks industry median Future 3-5Y EPS without NRI Growth Rate is 11.08. Security Bank's value of 15.09 is 36.2% above this industry median. Based on the distribution chart, Security Bank ranks #156 out of 501 companies in the Banks industry, which is above the industry midpoint. Overall, Security Bank has a GF Score™ of 81/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Future 3-5Y EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Security Bank ranks #156 out of 501 companies for Future 3-5Y EPS without NRI Growth Rate. This puts Security Bank in the upper half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 11.08. Security Bank's value of 15.09 is 36.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Banks company?
The median Future 3-5Y EPS without NRI Growth Rate among Banks companies is 11.08, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bank's current Future 3-5Y EPS without NRI Growth Rate of 15.09 is 36.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Security Bank and its competitors. For the Banks industry, the median Future 3-5Y EPS without NRI Growth Rate is 11.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bank's current Future 3-5Y EPS without NRI Growth Rate is 15.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱92.24, compared to a current price of ₱64.30 — trading 30.3% below its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 15.09 and 36.2% above the Banks industry median of 11.08. Security Bank's overall GF Score™ is 81/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Future 3-5Y EPS without NRI Growth Rate is 15.09 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱64.30 is trading 30.3% below its estimated GF Value™ of ₱92.24. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

  • Future 3-5Y EPS without NRI Growth Rate: 15.09
  • GF Value™: ₱92.24 vs. price of ₱64.30 (30.3% below fair value)
  • GF Score™: 81/100 with 2 warning signs
  • Industry Position: 36.2% above the Banks median (#156 of 501)

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Bank Business Description

Other Exchanges SYBJF:USA
Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
81GF Score

Get the complete analysis for PHS:SECB

Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱64.30
Price
₱92.24
GF Value