Security Bank (PHS:SECB) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is Security Bank LT-Debt-to-Total-Asset?

Security Bank PHS:SECB +0.08% 85 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates PHS:SECB with a GF Score™ of 85/100 and a GF Value™ of ₱100.76 (Significantly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Security Bank's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

Security Bank's long-term debt to total assets ratio increased from Mar. 2025 (0.04) to Mar. 2026 (0.06). It may suggest that Security Bank is progressively becoming more dependent on debt to grow their business.

Security Bank (PHS:SECB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Security Bank LT-Debt-to-Total-Asset Related Terms

Security Bank LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Security Bank's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bank LT-Debt-to-Total-Asset Chart

Security Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

Get a 7-Day Free Trial

0.04

0.08

0.06

0.08

0.06

Security Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.04	0.05	0.04	0.06	0.06

85GF Score

Security Bank Corp PHS:SECB

LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

Security Bank LT-Debt-to-Total-Asset Calculation

Security Bank's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	69458.939	/	1194759.253
	=	0.06

Security Bank's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	68133.003	/	1220353.274
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

Security Bank (PHS:SECB) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Security Bank and its competitors.

Is Security Bank's LT-Debt-to-Total-Asset too high?

Security Bank's current LT-Debt-to-Total-Asset is 0.06. Overall, Security Bank has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Security Bank's LT-Debt-to-Total-Asset compare to competitors?

Security Bank's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Security Bank and its competitors. Security Bank's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Security Bank stock overvalued right now?

Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱100.76, compared to a current price of ₱65.35 — trading 35.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. Security Bank's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱65.35 is trading 35.1% below its estimated GF Value™ of ₱100.76. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

LT-Debt-to-Total-Asset: 0.06
GF Value™: ₱100.76 vs. price of ₱65.35 (35.1% below fair value)
GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Bank Business Description

Industry Financial Services Banks

Comparable Companies PHS:RCB PHS:AUB PHS:EW PHS:PSB PHS:PBC PHS:UBP PHS:PBB PHS:PNB PHS:PTC PHS:CSB SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges SYBJF:USA

Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719

Website https://www.securitybank.com

Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.

85GF Score

Get the complete analysis for PHS:SECB

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.35

Price

₱100.76

GF Value

View PHS:SECB Analysis

See LT-Debt-to-Total-Asset data for all stocks →