Security Bank (PHS:SECB) ROE % Adjusted to Book Value: 21.97% (As of Mar. 2026)


PHS:SECB Security Bank Corp PHS:SECB
85 GF Score
Price ₱65.50
GF Value ₱100.71
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Security Bank ROE % Adjusted to Book Value?

Security Bank PHS:SECB +0.08% 85 ROE % Adjusted to Book Value is 21.97% as of Mar. 2026. GuruFocus rates PHS:SECB with a GF Score™ of 85/100 and a GF Value™ of ₱100.71 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Security Bank's ROE % for the quarter that ended in Mar. 2026 was 7.03%. Security Bank's PB Ratio for the quarter that ended in Mar. 2026 was 0.32. Security Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 21.97%.


Security Bank ROE % Adjusted to Book Value Related Terms


Security Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Security Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bank ROE % Adjusted to Book Value Chart

Security Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.74 16.17 17.38 17.63 24.59

Security Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.41 23.80 24.40 20.81 21.97

Security Bank ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Security Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Security Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Security Bank's ROE % Adjusted to Book Value falls into.


PHS:SECB
85GF Score
Security Bank Corp PHS:SECB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Bank ROE % Adjusted to Book Value Calculation

Security Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.87% / 0.32
=24.59%

Security Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=7.03% / 0.32
=21.97%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 21.97% mean?
Security Bank (PHS:SECB) has a ROE % Adjusted to Book Value of 21.97% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Security Bank and its competitors.
Is Security Bank's ROE % Adjusted to Book Value too high?
Security Bank's current ROE % Adjusted to Book Value is 21.97%. Overall, Security Bank has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's ROE % Adjusted to Book Value compare to competitors?
Security Bank's ROE % Adjusted to Book Value of 21.97% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Security Bank and its competitors. Security Bank's current ROE % Adjusted to Book Value is 21.97%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱100.71, compared to a current price of ₱65.50 — trading 35% below its estimated fair value. The current ROE % Adjusted to Book Value is 21.97%. Security Bank's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current ROE % Adjusted to Book Value is 21.97% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱65.50 is trading 35% below its estimated GF Value™ of ₱100.71. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

  • ROE % Adjusted to Book Value: 21.97%
  • GF Value™: ₱100.71 vs. price of ₱65.50 (35% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Bank Business Description

Other Exchanges SYBJF:USA
Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
85GF Score

Get the complete analysis for PHS:SECB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.50
Price
₱100.71
GF Value