Security Bank (PHS:SECB) Moat Score : 4/10 (As of Jun. 28, 2025)

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What is Security Bank Moat Score?

Security Bank has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Security Bank has Narrow Moat: Security Bank Corp has a discernible but modest moat due to its established presence and customer loyalty in the banking sector. However, it lacks significant pricing power and regulatory barriers to achieve a stronger moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Security Bank might have Narrow Moat - Discernible but modest moat.

Competitive Comparison of Security Bank's Moat Score

For the Banks - Regional subindustry, Security Bank's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Security Bank's Moat Score Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Security Bank's Moat Score distribution charts can be found below:

* The bar in red indicates where Security Bank's Moat Score falls into.

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Security Bank (PHS:SECB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score	Moat Level
10	Wide Moat - Exceptionally dominant and durable wide moat
8 - 9	Wide Moat - Clear and robust wide moat
7	Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6	Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5	Narrow Moat - Solid narrow moat
4	Narrow Moat - Discernible but modest moat
1 - 3	No Moat - Very weak/transient advantages
0	No Moat - No discernible moat

Security Bank Moat Score Related Terms

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Security Bank Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Security Bank Corp (PHS:SECB) » Definitions » Moat Score

Comparable Companies

Traded in Other Exchanges

SYBJF:USA

Address

6776 Ayala Avenue, Security Bank Centre, Makati, PHL, 0719

Website

https://www.securitybank.com

Security Bank Corp is engaged in banking. It operates in four segments; the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance, and All Other Segments include other support services.

Security Bank Headlines

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