Security Bank (PHS:SECB) Pre-Tax Income: ₱14,779 Mil (TTM As of Mar. 2026)

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PHS:SECB Security Bank Corp PHS:SECB
82 GF Score
Price ₱67.00
GF Value ₱101.63
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Security Bank Pre-Tax Income?

Security Bank PHS:SECB +2.76% 82 Pre-Tax Income is ₱14,779 Mil as of Mar. 2026. GuruFocus rates PHS:SECB with a GF Score™ of 82/100 and a GF Value™ of ₱101.63 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Pretax income is the income that a company earns before paying income taxes. Security Bank's pretax income for the three months ended in Mar. 2026 was ₱3,630 Mil. Its pretax income for the trailing twelve months (TTM) ended in Mar. 2026 was ₱14,779 Mil. Security Bank's pretax margin was 21.72%.

During the past 13 years, Security Bank's highest Pretax Margin was 48.13%. The lowest was 8.63%. And the median was 31.89%.


Security Bank  (PHS:SECB) Pre-Tax Income Explanation

Security Bank's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=3630.454/16711.537
=21.72%

During the past 13 years, Security Bank's highest Pretax Margin was 48.13%. The lowest was 8.63%. And the median was 31.89%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Security Bank Pre-Tax Income Related Terms


Security Bank Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Security Bank's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bank Pre-Tax Income Chart

Security Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10,261.58 13,885.14 12,058.91 15,240.29 14,845.35

Security Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,697.02 3,987.48 4,131.94 3,028.92 3,630.45

Security Bank Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Security Bank's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Security Bank Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Security Bank's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Security Bank's Pre-Tax Income falls into.


PHS:SECB
82GF Score
Security Bank Corp PHS:SECB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Security Bank Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Security Bank's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+14845.353
=14,845

Security Bank's Pretax Income for the quarter that ended in Mar. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+3630.454
=3,630

Pre-Tax Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₱14,779 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of ₱14,779 Mil mean?
Security Bank (PHS:SECB) has a Pre-Tax Income of ₱14,779 Mil as of Mar. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Security Bank and its competitors.
Is Security Bank's Pre-Tax Income too high?
Security Bank's current Pre-Tax Income is ₱14,779 Mil. Overall, Security Bank has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Pre-Tax Income compare to competitors?
Security Bank's Pre-Tax Income of ₱14,779 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Security Bank and its competitors. Security Bank's current Pre-Tax Income is ₱14,779 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱101.63, compared to a current price of ₱67.00 — trading 34.1% below its estimated fair value. The current Pre-Tax Income is ₱14,779 Mil. Security Bank's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Pre-Tax Income is ₱14,779 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱67.00 is trading 34.1% below its estimated GF Value™ of ₱101.63. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

  • Pre-Tax Income: ₱14,779 Mil
  • GF Value™: ₱101.63 vs. price of ₱67.00 (34.1% below fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Security Bank Business Description

Other Exchanges SYBJF:USA
Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
82GF Score

Get the complete analysis for PHS:SECB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱67.00
Price
₱101.63
GF Value