Security Bank (PHS:SECB) Margin of Safety % (DCF FCF Based): 97.51% (As of Jun. 24, 2026)


PHS:SECB Security Bank Corp PHS:SECB
85 GF Score
Price ₱65.50
GF Value ₱100.71
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Security Bank Margin of Safety % (DCF FCF Based)?

Security Bank PHS:SECB +0.08% 85 Margin of Safety % (DCF FCF Based) is 97.51% as of Jun. 24, 2026. GuruFocus rates PHS:SECB with a GF Score™ of 85/100 and a GF Value™ of ₱100.71 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Security Bank's Predictability Rank is 3.5-Stars. Security Bank's intrinsic value calculated from the Discounted FCF model is ₱175.88 and current share price is ₱65.50. Consequently,

Security Bank's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 97.51%.

Security Bank Margin of Safety % (DCF FCF Based) Competitor Comparison

For the Banks - Regional subindustry, Security Bank's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Security Bank Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, Security Bank's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Security Bank's Margin of Safety % (DCF FCF Based) falls into.


PHS:SECB
85GF Score
Security Bank Corp PHS:SECB
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Bank Margin of Safety % (DCF FCF Based) Calculation

Security Bank's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)=(Intrinsic Value: DCF (FCF Based)-Current Price)/Intrinsic Value: DCF (FCF Based)
=(2635.16-65.50)/2635.16
=97.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

What does a Margin of Safety % (DCF FCF Based) of 97.51% mean?
Security Bank (PHS:SECB) has a Margin of Safety % (DCF FCF Based) of 97.51% as of Jun. 24, 2026. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Security Bank.
Is Security Bank's Margin of Safety % (DCF FCF Based) too high?
Security Bank's current Margin of Safety % (DCF FCF Based) is 97.51%. Overall, Security Bank has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Margin of Safety % (DCF FCF Based) compare to competitors?
Security Bank's Margin of Safety % (DCF FCF Based) of 97.51% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF FCF Based) for a Banks company?
A good Margin of Safety % (DCF FCF Based) depends on the Banks industry context. However, Margin of Safety % (DCF FCF Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF FCF Based) mean?
A high Margin of Safety % (DCF FCF Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF FCF Based) is the percent difference between the current price and the intrinsic DCF FCF price. View historical data on Security Bank. Security Bank's current Margin of Safety % (DCF FCF Based) is 97.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱100.71, compared to a current price of ₱65.50 — trading 35% below its estimated fair value. The current Margin of Safety % (DCF FCF Based) is 97.51%. Security Bank's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF FCF Based) calculated?
Margin of Safety % (DCF FCF Based) is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Margin of Safety % (DCF FCF Based) is 97.51% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱65.50 is trading 35% below its estimated GF Value™ of ₱100.71. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

  • Margin of Safety % (DCF FCF Based): 97.51%
  • GF Value™: ₱100.71 vs. price of ₱65.50 (35% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Bank Business Description

Other Exchanges SYBJF:USA
Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
85GF Score

Get the complete analysis for PHS:SECB

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.50
Price
₱100.71
GF Value