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Security BankPHS:SECB -1.01%83 Capex-to-Operating-Cash-Flow is 0.10 as of Jun. 2026, which is 67% above its 10-year median of 0.06. GuruFocus rates PHS:SECB with a GF Score™ of 83/100 and a GF Value™ of ₱92.46 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 830 Banks companies, Security Bank ranks worse than 75.78% on this metric.
Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
Security Bank (PHS:SECB) Capex-to-Operating-Cash-Flow Explanation
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
Security Bank Capex-to-Operating-Cash-Flow Related Terms
Security Bank Capex-to-Operating-Cash-Flow Historical Data
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The historical data trend for Security Bank's Capex-to-Operating-Cash-Flow can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security Bank Capex-to-Operating-Cash-Flow Competitor Comparison
For the Banks - Regional subindustry, Security Bank's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Bank Capex-to-Operating-Cash-Flow vs Banks Industry
For the Banks industry and Financial Services sector, Security Bank's Capex-to-Operating-Cash-Flow distribution charts can be found below:
* The bar in red indicates where Security Bank's Capex-to-Operating-Cash-Flow falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 0.10 mean?
Security Bank (PHS:SECB) has a Capex-to-Operating-Cash-Flow of 0.10 as of Jun. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Security Bank and its competitors. This is 67% above median its historical median of 0.06. Over the past decade, Security Bank's Capex-to-Operating-Cash-Flow has ranged from 0.02 to 0.18. According to the industry distribution chart, Security Bank ranks #629 out of 830 companies in the Banks industry, placing it in the top 75.8%.
Is Security Bank's Capex-to-Operating-Cash-Flow too high?
Security Bank's current Capex-to-Operating-Cash-Flow of 0.10 is 67% above median its 10-year median of 0.06. Over the past 10 years, this metric has ranged from a low of 0.02 to a high of 0.18. The Banks industry median Capex-to-Operating-Cash-Flow is 0.06. Security Bank's value of 0.10 is 66.7% above this industry median. Based on the distribution chart, Security Bank ranks #629 out of 830 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Security Bank has a GF Score™ of 83/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Capex-to-Operating-Cash-Flow compare to competitors?
According to the Banks industry distribution chart, Security Bank ranks #629 out of 830 companies for Capex-to-Operating-Cash-Flow. This places Security Bank in the lower half of its industry. The industry median Capex-to-Operating-Cash-Flow is 0.06. Security Bank's value of 0.10 is 66.7% above this benchmark. Historically, Security Bank's own Capex-to-Operating-Cash-Flow has ranged from 0.02 to 0.18 over the past decade. While the company's 10-year median is 0.06 vs. the industry median of 0.06, Security Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for a Banks company?
The median Capex-to-Operating-Cash-Flow among Banks companies is 0.06, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bank's current Capex-to-Operating-Cash-Flow of 0.10 is 66.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Security Bank and its competitors. For the Banks industry, the median Capex-to-Operating-Cash-Flow is 0.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bank's current Capex-to-Operating-Cash-Flow is 0.10, which is 67% above median its own 10-year median of 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱92.46, compared to a current price of ₱63.85 — trading 30.9% below its estimated fair value. The current Capex-to-Operating-Cash-Flow is 0.10, which is 67% above median its 10-year median of 0.06 and 66.7% above the Banks industry median of 0.06. Security Bank's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Capex-to-Operating-Cash-Flow is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Bank (PHS:SECB) Overvalued in 2026?
Based on GuruFocus' analysis, Security Bank stock appears to be undervalued.
The current stock price of ₱63.85 is trading 30.9% below its estimated GF Value™ of ₱92.46.
GuruFocus considers Security Bank to be Significantly Undervalued.
Key valuation signals for PHS:SECB:
Capex-to-Operating-Cash-Flow: 0.10 (67% above median its 10-year median of 0.06)
GF Value™: ₱92.46 vs. price of ₱63.85 (30.9% below fair value)
Industry Position: 66.7% above the Banks median (#629 of 830)
No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
83GF Score
Get the complete analysis for PHS:SECB
Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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