Security Bank (PHS:SECB) Allowance For Loans And Lease Losses: ₱-18,847 Mil (As of Mar. 2026)


PHS:SECB Security Bank Corp PHS:SECB
85 GF Score
Price ₱65.45
GF Value ₱100.71
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Security Bank Allowance For Loans And Lease Losses?

Security Bank PHS:SECB +0.69% 85 Allowance For Loans And Lease Losses is ₱-18,847 Mil as of Mar. 2026. GuruFocus rates PHS:SECB with a GF Score™ of 85/100 and a GF Value™ of ₱100.71 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Security Bank's Allowance For Loans And Lease Losses for the quarter that ended in Mar. 2026 was ₱-18,847 Mil.

Security Bank's quarterly Allowance For Loans And Lease Losses declined from Sep. 2025 (₱-18,037 Mil) to Dec. 2025 (₱-18,348 Mil) and declined from Dec. 2025 (₱-18,348 Mil) to Mar. 2026 (₱-18,847 Mil).

Security Bank's annual Allowance For Loans And Lease Losses declined from Dec. 2023 (₱-15,517 Mil) to Dec. 2024 (₱-16,312 Mil) and declined from Dec. 2024 (₱-16,312 Mil) to Dec. 2025 (₱-18,348 Mil).

Security Bank Allowance For Loans And Lease Losses Related Terms

Security Bank Allowance For Loans And Lease Losses Historical Data

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The historical data trend for Security Bank's Allowance For Loans And Lease Losses can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Security Bank Allowance For Loans And Lease Losses Chart

Security Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Allowance For Loans And Lease Losses
Get a 7-Day Free Trial Premium Member Only Premium Member Only -18,190.96 -16,478.25 -15,517.14 -16,312.04 -18,348.22

Security Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Allowance For Loans And Lease Losses Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -16,716.03 -17,089.14 -18,036.52 -18,348.22 -18,847.15
PHS:SECB
85GF Score
Security Bank Corp PHS:SECB
Allowance For Loans And Lease Losses is just one metric. See GF Score™, valuation, warning signs, and more.
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Security Bank Allowance For Loans And Lease Losses Calculation

Allowance For Loans And Lease Losses is a contra account sets aside as an allowance for bad loans.

What does a Allowance For Loans And Lease Losses of ₱-18,847 Mil mean?
Security Bank (PHS:SECB) has a Allowance For Loans And Lease Losses of ₱-18,847 Mil as of Mar. 2026. Allowance For Loans And Lease Losses is a contra account sets aside as an allowance for bad loans. View historical data on Security Bank and its competitors.
Is Security Bank's Allowance For Loans And Lease Losses too high?
Security Bank's current Allowance For Loans And Lease Losses is ₱-18,847 Mil. Overall, Security Bank has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Allowance For Loans And Lease Losses compare to competitors?
Security Bank's Allowance For Loans And Lease Losses of ₱-18,847 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Allowance For Loans And Lease Losses for a Banks company?
A good Allowance For Loans And Lease Losses depends on the Banks industry context. However, Allowance For Loans And Lease Losses should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Allowance For Loans And Lease Losses mean?
A high Allowance For Loans And Lease Losses can signal that a stock is expensive relative to its fundamentals. Allowance For Loans And Lease Losses is a contra account sets aside as an allowance for bad loans. View historical data on Security Bank and its competitors. Security Bank's current Allowance For Loans And Lease Losses is ₱-18,847 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱100.71, compared to a current price of ₱65.45 — trading 35% below its estimated fair value. The current Allowance For Loans And Lease Losses is ₱-18,847 Mil. Security Bank's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Allowance For Loans And Lease Losses calculated?
Allowance For Loans And Lease Losses is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Allowance For Loans And Lease Losses is ₱-18,847 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Security Bank (PHS:SECB) Overvalued in 2026?

Based on GuruFocus' analysis, Security Bank stock appears to be undervalued. The current stock price of ₱65.45 is trading 35% below its estimated GF Value™ of ₱100.71. GuruFocus considers Security Bank to be Significantly Undervalued.

Key valuation signals for PHS:SECB:

  • Allowance For Loans And Lease Losses: ₱-18,847 Mil
  • GF Value™: ₱100.71 vs. price of ₱65.45 (35% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Security Bank Business Description

Other Exchanges SYBJF:USA
Address 6776 Ayala Avenue, Security Bank Centre, Makati City, PHL, 0719
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
85GF Score

Get the complete analysis for PHS:SECB

Allowance For Loans And Lease Losses is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₱65.45
Price
₱100.71
GF Value