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Security BankPHS:SECB -0.15%85 Shiller PE Ratio is 4.52 as of Jul. 31, 2026, which is 39% below its 10-year median of 7.37. GuruFocus rates PHS:SECB with a GF Score™ of 85/100 and a GF Value™ of ₱101.74 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,236 Banks companies, Security Bank ranks better than 94.82% on this metric.
As of today (2026-07-31), Security Bank's current share price is ₱67.15. Security Bank's E10 for the quarter that ended in Mar. 2026 was ₱14.86. Security Bank's Shiller PE Ratio for today is 4.52.
The historical rank and industry rank for Security Bank's Shiller PE Ratio or its related term are showing as below:
PHS:SECB'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 4.09 Med: 7.37 Max: 23.27
Current: 4.39
During the past years, Security Bank's highest Shiller PE Ratio was 23.27. The lowest was 4.09. And the median was 7.37.
PHS:SECB's Shiller PE Ratio is ranked better than 94.82% of 1236
companies
in the Banks industry
Industry Median: 13.885
vs PHS:SECB: 4.39
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Security Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was ₱3.580. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ₱14.86 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Security Bank (PHS:SECB) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Security Bank Shiller PE Ratio Related Terms
Security Bank Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Security Bank's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security Bank Shiller PE Ratio Competitor Comparison
For the Banks - Regional subindustry, Security Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Security Bank Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Security Bank's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Security Bank's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Security Bank's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Security Bank's E10 for the quarter that ended in Mar. 2026 is calculated as:
For example, Security Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Security Bank (PHS:SECB) has a Shiller PE Ratio of 4.52 as of Jul. 31, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Security Bank and its competitors. This is 39% below median its historical median of 7.37. Over the past decade, Security Bank's Shiller PE Ratio has ranged from 4.09 to 23.27. According to the industry distribution chart, Security Bank ranks #64 out of 1236 companies in the Banks industry, placing it in the top 5.2%.
Is Security Bank's Shiller PE Ratio too high?
Security Bank's current Shiller PE Ratio of 4.52 is 39% below median its 10-year median of 7.37. Over the past 10 years, this metric has ranged from a low of 4.09 to a high of 23.27. The Banks industry median Shiller PE Ratio is 13.89. Security Bank's value of 4.52 is 67.4% below this industry median. Based on the distribution chart, Security Bank ranks #64 out of 1236 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Security Bank has a GF Score™ of 85/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Security Bank's Shiller PE Ratio compare to competitors?
According to the Banks industry distribution chart, Security Bank ranks #64 out of 1236 companies for Shiller PE Ratio. This places Security Bank in the top 5% of its industry — outperforming the majority of peers. The industry median Shiller PE Ratio is 13.89. Security Bank's value of 4.52 is 67.4% below this benchmark. Historically, Security Bank's own Shiller PE Ratio has ranged from 4.09 to 23.27 over the past decade. While the company's 10-year median is 7.37 vs. the industry median of 13.89, Security Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.89, based on 1,236 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Security Bank's current Shiller PE Ratio of 4.52 is 67.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Security Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Security Bank's current Shiller PE Ratio is 4.52, which is 39% below median its own 10-year median of 7.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Security Bank stock overvalued right now?
Based on GuruFocus' analysis, Security Bank (PHS:SECB) is currently considered Significantly Undervalued. The stock's GF Value™ is ₱101.74, compared to a current price of ₱67.15 — trading 34% below its estimated fair value. The current Shiller PE Ratio is 4.52, which is 39% below median its 10-year median of 7.37 and 67.4% below the Banks industry median of 13.89. Security Bank's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Security Bank (PHS:SECB), the current Shiller PE Ratio is 4.52 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Security Bank (PHS:SECB) Overvalued in 2026?
Based on GuruFocus' analysis, Security Bank stock appears to be undervalued.
The current stock price of ₱67.15 is trading 34% below its estimated GF Value™ of ₱101.74.
GuruFocus considers Security Bank to be Significantly Undervalued.
Key valuation signals for PHS:SECB:
Shiller PE Ratio: 4.52 (39% below median its 10-year median of 7.37)
GF Value™: ₱101.74 vs. price of ₱67.15 (34% below fair value)
Industry Position: 67.4% below the Banks median (#64 of 1236)
No single metric tells the full story. See the PHS:SECB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Security Bank Corp is engaged in banking. It operates in four segments: the Financial Markets Segment focuses on providing the money market, foreign exchange, financial derivatives, securities distribution, asset management, trust, and fiduciary services; the Wholesale Banking Segment addresses the corporate, institutional, and public sector markets and commercial clients. Services include relationship management, lending and other credit facilities, trade, cash management, deposit-taking, and leasing services; the Retail Banking Segment addresses individual, retail, and small businesses; the Business Banking segment covers deposit-taking and servicing, consumer loans, credit card facilities, and bancassurance; and All Other Segments include other support services.
85GF Score
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