Joint Stock Commercial Bank for Foreign Trade of Vietnam's quarterly net loan
increased
from Sep. 2025 (₫1,588,516,874 Mil) to Dec. 2025 (₫1,644,515,415 Mil) and
increased
from Dec. 2025 (₫1,644,515,415 Mil) to Mar. 2026 (₫1,723,718,214 Mil).
Joint Stock Commercial Bank for Foreign Trade of Vietnam's annual net loan
increased
from Dec. 2023 (₫1,256,724,726 Mil) to Dec. 2024 (₫1,644,515,415 Mil) and
increased
from Dec. 2024 (₫1,644,515,415 Mil) to Dec. 2025 (₫1,723,718,214 Mil).
Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Loan Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Loan Chart
Joint Stock Commercial Bank for Foreign Trade of Vietnam Annual Data
Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Loan Calculation
Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.
Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a Net Loan of ₫1,723,718,214 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Loan too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Net Loan is ₫1,723,718,214 Mil. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Loan compare to competitors?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Loan of ₫1,723,718,214 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Net Loan is ₫1,723,718,214 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫70,106.68, compared to a current price of ₫62,000.00 — trading 11.6% below its estimated fair value. The current Net Loan is ₫1,723,718,214 Mil. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current Net Loan is ₫1,723,718,214 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued.
The current stock price of ₫62,000.00 is trading 11.6% below its estimated GF Value™ of ₫70,106.68.
GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:VCB:
Net Loan: ₫1,723,718,214 Mil
GF Value™: ₫70,106.68 vs. price of ₫62,000.00 (11.6% below fair value)
No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score
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