Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Net Change in Cash: ₫220,819,672 Mil (TTM As of Jun. 2026)

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STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
86 GF Score
Price ₫60,100.00
GF Value ₫74,602.29
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Change in Cash?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB 86 Net Change in Cash is ₫220,819,672 Mil as of Jun. 2026. GuruFocus rates STC:VCB with a GF Score™ of 86/100 and a GF Value™ of ₫74,602.29 (Modestly Undervalued). The stock has 1 warning sign investors should review.

Net Change in Cash is calculated as the total of Cash Flow from Operations , Cash Flow from Investing, Cash Flow from Financing, and Effect of Exchange Rate Changes.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash for the three months ended in Jun. 2026 was ₫95,246,776 Mil. Its Net Change in Cash for the trailing twelve months (TTM) ended in Jun. 2026 was ₫220,819,672 Mil.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Change in Cash Related Terms


Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Change in Cash Historical Data

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The historical data trend for Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Change in Cash Chart

Joint Stock Commercial Bank for Foreign Trade of Vietnam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Change in Cash
Get a 7-Day Free Trial Premium Member Only Premium Member Only -60,028,707.00 179,681,299.00 -39,416,564.00 57,795,455.00 111,074,617.00

Joint Stock Commercial Bank for Foreign Trade of Vietnam Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Change in Cash Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 37,738,098.00 81,182,315.00 9,286,495.00 35,104,086.00 95,246,776.00
STC:VCB
86GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
Net Change in Cash is just one metric. See GF Score™, valuation, warning signs, and more.
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Joint Stock Commercial Bank for Foreign Trade of Vietnam Net Change in Cash Calculation

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash for the fiscal year that ended in Dec. 2025 is calculated as

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash for the quarter that ended in Jun. 2026


Net Change in Cash for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₫220,819,672 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Change in Cash →
What does a Net Change in Cash of ₫220,819,672 Mil mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a Net Change in Cash of ₫220,819,672 Mil as of Jun. 2026. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Net Change in Cash is ₫220,819,672 Mil. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash compare to competitors?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's Net Change in Cash of ₫220,819,672 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Change in Cash for a Banks company?
A good Net Change in Cash depends on the Banks industry context. However, Net Change in Cash should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Change in Cash mean?
A high Net Change in Cash can signal that a stock is expensive relative to its fundamentals. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Net Change in Cash is ₫220,819,672 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫74,602.29, compared to a current price of ₫60,100.00 — trading 19.4% below its estimated fair value. The current Net Change in Cash is ₫220,819,672 Mil. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Change in Cash calculated?
Net Change in Cash is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current Net Change in Cash is ₫220,819,672 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫60,100.00 is trading 19.4% below its estimated GF Value™ of ₫74,602.29. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • Net Change in Cash: ₫220,819,672 Mil
  • GF Value™: ₫74,602.29 vs. price of ₫60,100.00 (19.4% below fair value)
  • GF Score™: 86/100 with 1 warning sign

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
86GF Score

Get the complete analysis for STC:VCB

Net Change in Cash is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫60,100.00
Price
₫74,602.29
GF Value